Will Weizhong Bank be prosecuted if it exceeds 2000 yuan overdue?

If the credit card is overdue for more than 2000 yuan, you may be sued.

If you receive a credit card overdue reminder message, I suggest you contact the bank in time to negotiate repayment, otherwise you may be sued. Prosecution is the act of bringing a lawsuit to the court according to law and requesting the court to hear a specific case. Prosecution in the Civil Procedure Law refers to the litigation behavior that the subject of civil legal relationship requests the court for trial protection in his own name because of the infringement of his own or his civil rights and interests managed and controlled according to law or the dispute with others. If you want to sue, you usually need to file a complaint with the court. The contents of the indictment generally include: the detailed information of both the original defendant and the defendant; The request and the facts and reasons on which it is based; Evidence and sources of evidence, names and residences of witnesses. After the indictment is submitted to the court, if it meets the conditions for prosecution, the court shall file a case within seven days and notify the relevant parties.

Civil execution, also known as civil enforcement, refers to a litigation activity in which the enforcement agencies of the people's courts use the state's coercive power to force the obligor to perform his obligations when he refuses to perform them, so as to realize the contents of effective legal documents. Enforcement has the following characteristics: first, it is only an act carried out by state organs. Executive power is the public power of the country, which can only be exercised by state organs, but not by other units or individual citizens. In China, people's courts are state organs that exercise executive power. Secondly, the enforcement activities of the people's courts must be based on effective legal documents. The enforcement activities of the people's courts are mandatory. Finally, the enforcement activities of the people's courts must be carried out in accordance with legal procedures.

It can be seen that after receiving the reminder message, it is recommended to negotiate with the other party for repayment in time.

legal ground

Article 249 of the Civil Procedure Law of People's Republic of China (PRC) stipulates that if the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other properties of the person subjected to execution from the relevant units. The people's court has the right to seal up, freeze, transfer or change the price of the property of the person subjected to execution according to different circumstances. The property inquired, sealed up, frozen, transferred or changed in price by the people's court shall not exceed the scope of obligations that the person subjected to execution shall perform. When the people's court decides to seal up, freeze, transfer or change the value of property, it shall make a ruling and issue a notice of assistance in execution, and the relevant units must handle it.

Article 123 of the Civil Procedure Law of People's Republic of China (PRC): When a lawsuit is brought to a people's court, copies shall be submitted according to the number of defendants.

If it is really difficult to write a complaint, it may be submitted orally, which shall be recorded by the people's court and the other party shall be informed.

People's Republic of China (PRC) Civil Procedure Law? Article 122 A public prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.