Joke Collection Website - Blessing messages - How to cancel the automatic deduction business of Postal Savings Bank?
How to cancel the automatic deduction business of Postal Savings Bank?
1. Bring your ID card, bank card or passbook to the counter of the Postal Savings Bank of the province where the account is opened for cancellation.
2. You can also edit the short message "QX" and send it to1185 to cancel the service.
3. Some provinces and cities support calling local 1 1 185 to cancel.
The reasons for automatic deduction may be:
Annual fee, small account management fee and balance change reminder fee will be deducted.
1. Annual fee: the annual fee for postal debit cards shall not be higher than 10 yuan/card/year.
2. Small account management fee: A small account management fee is charged for RMB current deposit accounts with a quarterly average daily deposit balance of less than 65,438+000 yuan (excluding). The quarterly statistical period is from 2 1 (inclusive) at the end of last quarter to 20 (inclusive) at the end of this quarter. The calculation method of the average daily deposit balance in the quarterly statistical period is the sum of the average daily deposit balance of an account in the quarterly statistical period divided by the number of deposit days. Small account management fees are charged quarterly, and each account is charged 3 yuan RMB every quarter.
3. Balance change reminder fee: the balance change reminder service is opened, and the balance change reminder fee is deducted, which is not higher than 3 yuan/month and 30 yuan/year.
The annual fee of bank card refers to the fixed fee charged by China's commercial banks for bank accounts every year. The annual bank card fee is charged once a year, and the bank withdraws it from the account.
Personal business of Postal Savings Bank includes:
1. Savings deposit business: provide personal customers with demand, all-in-one, personal certificates of deposit, personal notice deposit, time deposit, time deposit and two-way deposit, so that customers' deposit funds are safe and worry-free.
2. Bank card: there are green card, green cartoon, green card VIP gold card, Taobao green card, Tencent QQ co-branded card, green card zodiac card (printed with the words "green card debit card"), green card foreign exchange card and regional co-branded card.
Green cartoon gold card, platinum card and diamond card users enjoy VIP customer discount. Notice of small account management fee, annual fee and balance change is free.
3. Personal settlement services: providing telephone banking remittance, appointment transfer, remote settlement, domestic remittance, business-to-business and online payment.
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