Huaxia bank credit card can't see the over-limit limit.

Credit cards exceeding the credit limit can be inquired in the following ways:

1. Check at the bank outlet and ask the credit card specialist, and you will be informed of the excess amount. 2. Online banking query shows the negative limit, that is, the limit you exceeded. 3, SMS query, through SMS query limit, the negative limit amount displayed is the amount you exceed.

Under normal circumstances, the bank will allow customers to exceed the limit of about 10%, that is, when your limit is used up, you can also swipe your card to shop. However, banks will also charge an overrun fee, which is generally 5% of the overrun amount. It is best not to overspend unless absolutely necessary, so as not to generate more interest. If you need a quota, you can call the banking hotline to apply for a temporary increase in the quota. Overlimit line is a hidden line set by some banks to facilitate users to spend their credit cards. The central bank stipulates that the over-limit amount must be less than 10% of the total amount. However, this will involve the credit card overrun fee. Generally, banks will give 5%- 10% overrun, but everyone should pay attention to that every bank is different. For details, please call customer service. Most bank credit cards have an over-limit amount, which is generally 65438+ 00% of the total amount. For example, if your credit card limit is 1 0,000 yuan, then your actual use limit can reach at most 1 654,38+0,000 yuan. But not all banks have exceeded the limit.