Can I continue to apply when the temporary quota expires?

Take China Construction Bank as an example: you can continue to apply when the temporary quota expires.

1. If you need to apply for increasing the temporary credit line again, you can apply for the temporary credit line after the last temporary credit line expires and you still maintain good card use behavior and use the card for a period of time.

2. In other words, you can continue to apply after the temporary credit line expires, but whether it is approved or not is determined by the examination and approval system. If you want to improve the green rate of temporary credit line approval, you can repay the temporary credit line on time before applying for the temporary credit line and adhere to good card use behavior.

3. Validity period of temporary credit line: The validity period of temporary credit line is generally 30 days, and the longest is no more than 50 days, subject to the approval result of our bank. Apply for quota adjustment through self-service channels when necessary. After applying for temporary limit adjustment, the review time will take up to 3 working days. We will inform you of the audit results by SMS, reminding you of the amount of temporary quota adjustment and the expiration date.

Extended data:

Credit card limit:

1. Relationship limit: If ICBC has more than two credit card users, it actually uses a higher credit card limit, and the credit card with a lower credit limit actually uses a higher credit card limit. If you swipe a credit card with a lower credit limit, not only the credit card with a lower credit limit will be deducted, but also the credit card with a higher credit limit will be deducted accordingly.

2. ICBC will generally inform the card limit, but due to the influence of the relationship limit, the actual cardholder can't use the card limit, so the relationship limit.

For example, ICBC has two cardholders' cards, one with a quota of 3,000 yuan and the other with a quota of 10000 yuan. After the cardholder spends 3,000 yuan on a card with a limit of 3,000 yuan, the card only has a limit of 0 yuan, and another card with a limit of 10000 yuan has also been reduced by 3,000 yuan, leaving a limit of 7,000 yuan. This is the so-called relationship limit.

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