I received a short message from Guangzhou Arbitration Commission.

Legal analysis: Even if the notice of arbitration is true, don't be afraid. First contact the online loan platform to negotiate repayment and let the other party withdraw the arbitration application. In addition, you can also actively respond to the lawsuit, collect evidence of illegal behavior of online lending platforms, and safeguard your legitimate rights and interests.

Legal basis: Article 2 of the Arbitration Law of People's Republic of China (PRC): "Contract disputes and other property rights disputes between citizens, legal persons and other organizations with equal subjects may be arbitrated." Three principles are defined here: first, the parties to a dispute must be civil subjects, including domestic and foreign legal persons, natural persons and other legal person organizations with independent subject qualifications; Two, the arbitration dispute should be the parties have the right to dispose of; Third, the scope of arbitration must be contract disputes and other property rights disputes.