Lexiang's loan amount has come out and has not been withdrawn. Why should I repay the loan?

1, loan contract agreement: when applying for a loan, after the user signs the loan contract, according to the contract agreement, even if the user does not pay the cash, he still needs to repay the loan at the time agreed in the contract. Check the repayment clause in the loan contract and confirm whether there is such a clause.

2. Platform service fee: The borrowing platform will charge part of the service fee. Even if the user fails to withdraw cash, he still needs to pay the fee. You need to check the charging policy of the platform to find out whether there is such a fee and confirm whether it is necessary to make corresponding repayment.