What does it mean for Bank of Communications to send short messages by credit card to standardize the use of credit cards?

Maybe you have cashed in too much, so you can exercise restraint. If you don't cash out, that is, the POS machine you brushed has been listed as a risk merchant by bank risk control.

It is found that your credit card transaction does not conform to the characteristics of ordinary daily life transactions. Therefore, I send a short message to remind you to adjust your card habits as soon as possible to avoid inconvenience to you in the future. For details, please call the credit card customer service hotline.

If the credit card record of POS machine is too high, the bank will find your abnormal consumption and make money.

Extended data:

Banks call it regulating the behavior of using cards:

1 ? Bank cards can only be used for personal normal consumption purposes;

2 ? Cash can only be withdrawn through ATMs and bank counters;

3 ? Please standardize the card use behavior, that is, let customers pay attention to keeping transaction documents, such as signing purchase orders, so as to check the transaction.

Credit card advantages:

Compared with ordinary bank savings cards, the most convenient way to use 1 credit card is for ordinary consumption, and there is no cash in the card. In many cases, it is only necessary to return the consumption amount on time.

2 If you have no deposit, you can overdraw your consumption, and you can enjoy an interest-free period of 20-56 days to repay on time, without charging any fees (most banks will charge 0.5% interest on the day of cash withdrawal, and there will be a 2% handling fee, but ICBC will only charge interest).

It is not only safe and convenient to swipe your card when shopping, but also a bonus gift.

Special merchants who hold cards in banks can enjoy preferential treatment.

5. Accumulate personal credit, and add a credit record in the credit file to benefit for life.

National access is barrier-free, and you can withdraw money or swipe your card at ATMs and POS machines with UnionPay logo; (Note: Credit cards are only suitable for credit card spending. It is best not to withdraw cash, which is expensive and uneconomical. )

7. Credit card spending, extracting existing points from some credit cards, and various discounts and lottery activities throughout the year, so that you can always have surprises when using the card; (Most credit cards have no points for online payment, but online payment is very convenient and fast. )

Mail the statement free of charge every month, so that you can grasp every consumption expenditure transparently; (Now advocating environmental protection, you can cancel the paper statement and change it into an electronic statement. )

Unique supplementary card function, suitable for husband and wife to jointly manage money or master children's financial expenditure.

10 is a free choice of one card and two currencies, which is popular all over the world, and consumption abroad can repay in RMB.

1 1 400 provides 24-hour service by telephone or a 5-digit short number with a prefix of 9. Loss reporting takes effect immediately and there is no risk of card loss.

References:

Baidu Encyclopedia-Bank of Communications Credit Card