What is the debit message that the bank wants to repay the mortgage?

1. Mr XX of the Postal Savings Bank, the current balance of your savings account with the ending number of 7 12 1 at 8: 00 on February 25th is 15 12.99 yuan, and the principal and interest of personal second-hand housing loan will be deducted on February 28th. Please pay 16 on February 28th. In case the People's Bank of China adjusts the loan interest rate, the actual deduction amount will be adjusted accordingly. Please contact 95580 for details. Thank you for your understanding and support!

2. Dear customer of China Bank, your mortgage repayment amount this month is 16 16.54 yuan, and the maturity date is 0 1. If the balance of your repayment account is insufficient, please deposit it into China Bank in time.

Extended data:

Bank card withholding means that the customer and the company agree to automatically pay the communication fee by withholding the designated bank card. Customers only need to sign a contract at the counter of the company's business hall and bind the bank card to open the business. After signing the contract successfully, the system sends a deduction instruction to the centralized bank card withholding platform, and the bank card withholding platform deducts money from the bank card bound by the customer to complete the payment.

The deduction rule is to deduct the sales of enterprises. In the transfer settlement business, when individual enterprises are unable to repay all kinds of money due to insufficient funds, it should be stipulated in the State Council that the sales income of enterprises should be reserved for the current month's salary and major repair fund first. After withholding the last two funds, if the enterprise cannot pay taxes, profits, loans and payment at the same time, it can deduct the money in the following order:

① Taxes payable; (2) repayment of bank loans; (three) to repay the money of other units; (4) hand in profits, depreciation funds and other income. The order of deduction correctly handles the relationship between the state, enterprises and individuals.

In order to avoid mortgage risks, general banks need borrowers to provide guarantee certificates from legal persons, other economic organizations or natural persons with sufficient compensation capacity. If you can find friends or relatives who are willing to provide guarantees and have financial strength, you can issue written documents and credit certificates for the bank. If not, you need to go to a professional guarantee company to provide guarantee. The fee paid at this time is the mortgage guarantee fee.

Personal housing loan refers to the loan issued by the bank to the borrower for purchasing ordinary housing for personal use. The borrower must provide a guarantee when applying for a personal housing loan. Personal housing loans mainly include entrusted loans, self-operated loans and portfolio loans. entrusted loan

Entrusted loans for individual housing refer to loans issued by banks to individuals who purchase ordinary housing according to regulations, and the source of funds is housing provident fund deposits. Also known as provident fund loans.