Take a flower card to collect information at every payment meeting?

First, take a flower card to collect credit at every payment meeting?

I won't.

Ctrip's flowers will check the credit information. Therefore, if the borrower's credit is not good and there is a bad credit record on his personal credit report, he is likely to be refused to apply for flowers.

Moreover, Ctrip's takeaway flowers will also be reported to the credit bureau, so if you are overdue when returning the takeaway flowers, the overdue record will be reported to the central bank for credit reporting. At that time, it will not only affect your personal credit, but also affect your future loans and credit cards.

Second, did 5 1 give you a letter?

5 1 Sending you flowers is not a credit inquiry, and neither the loan record nor the overdue record is a credit inquiry of the People's Bank of China. However, the overdue record is recorded in the sesame credit default record, which affects the sesame credit score. Because sesame score is Alipay's credit score, the reduction of sesame score will affect some functions of Alipay, and it will still have an impact on users.

In addition, even if you don't get the credit report, you should pay back the money you owe, otherwise, in addition to the penalty interest, you will also encounter SMS and telephone collection.

Third, did I give you a loan to collect credit information?

can

Fourth, do you spend money on credit investigation?

I don't have to spend money on credit reports. When I borrow money, I only check my personal credit. Only when I have a good credit report can I apply. However, if the money I spent on you is seriously overdue, I will make a credit report at the meeting. Give you flowers is a small loan platform, the amount is relatively small, between 500- 10000 yuan.

Give you flowers is a loan product for college students and young white-collar workers. Provide college students and white-collar workers with a monthly cash flow service of 1- 12, with a maximum of 10000 yuan to help them accumulate credit.

In order to run the approval process efficiently for you, "automatic approval is the main factor, supplemented by manual approval", the fastest approval time is shortened to 30 minutes, and the lending time is shortened to the same day, thus realizing the mobile innovation of personal credit business. Although it is not clear whether it is overdue, it is easy for this kind of Internet to borrow money with high overdue interest, and overdue will also affect personal credit or loan services on other platforms, so it is still necessary to repay on time and maintain personal credit.

Consequences after serious overdue:

1. Pay a high overdue fee. Although the overdue fee seems to be relatively low, it has accumulated for a long time, and some platforms have high overdue fees.

2. The platform's crazy collection will always call you, send text messages, and harass your parents, friends, etc. , and add negative records to your credit information.