The credit card was refunded successfully, but the money didn't arrive.

After the credit card refund is successful, the money will be returned to the credit card account used for payment. As for how long it will take, it depends on the processing speed of the bank. Different banks have different hours. However, the general credit card refund cycle is within 1~ 15 days, and the refund will usually arrive in 3~7 days.

If the credit card has SMS service to remind the balance change, the bank will send SMS notice after the refund arrives; In addition, if you pay attention to the official account of bank credit card WeChat and bind the credit card, then the official account of WeChat will also remind you to collect money in real time.

If you find that the credit card refund is successful, but it hasn't arrived yet, don't panic. You can do it in these ways:

1, to see if the specified arrival time is exceeded, and the holiday arrival time may be postponed. It is best to check the credit card bill;

2. If you don't receive the account within the specified time and can't find the account on the credit card bill, you can call the credit card customer service for help.

credit card

First, the cardholder's personal behavior, the cardholder plays the trick of "others spend their own cards", swipes other people's shopping accounts into their own cards to increase points, and at the same time, the shopper returns the cardholder's cash, which can kill two birds with one stone for the cardholder. Because many banks launched value-added services while issuing credit cards, and carried out activities such as exchanging consumption points for gifts to stimulate people's enthusiasm for card consumption.

Second, cardholders cooperate with merchants or some "loan companies" and "intermediary companies", and cardholders get cash by paying fees to merchants. Generally, the merchant's POS machine is used to make false transactions, and the amount on the credit card is crossed out. Merchants or "loan companies" and "intermediary companies" pay cash on the spot (paying cash to cardholders), and the handling fee paid by cardholders to merchants is lower than that of banks.

Correct consumption method

The consumption mode of using credit card is basically the same as that of using debit card, but there are some minor differences. When using a credit card, please follow the following methods:

1. When swiping your card, please don't put your credit card away from your sight to avoid misuse or theft;

2. Don't sign a blank or unfilled bill at will;

3. Before signing, please be sure to confirm whether the card number and amount listed in the bill are correct, and pay attention to whether the consumption currency and amount expressed in words and figures are correct;

When using a credit card, you must sign to confirm the consumption. Generally, you don't need to show your ID card or enter your password. However, please cooperate in the following situations:

Due to the operating standards, POS machines in some cities still need to enter passwords. Please enter 6 digits at will. If you spend a lot of money or buy goods that are easy to realize, it is recommended that you enter an accurate ATM private password.

5. When the transaction needs to be rewritten or cancelled due to the wrong signing, please ask the merchant to tear up all the original signing and keep the return voucher given by the merchant to avoid future disputes;

6. After signing the bill, please confirm that the credit card returned by the salesperson of the special merchant is indeed his own credit card;

7. After the transaction is completed, please keep the root contact of the signing cardholder for checking with the credit card statement sent by the bank.