Guangfa credit card balance SMS inquiry

How to inquire about the SMS sending amount of Guangfa Credit Card?

Credit card balance inquiry method of Guangfa Bank: use reserved mobile phone to edit the 4-digit mantissa of SMS 400 and send it to 95508 to inquire the available amount and cash withdrawal amount of the designated card as of sending SMS.

Online inquiry method of credit card limit of Guangfa Bank;

The first step of credit card limit inquiry: log in to Guangfa Online Banking.

Credit card limit inquiry Step 2: Enter the limit inquiry page.

Repay in full to avoid cyclic interest.

Although banks emphasize the interest-free period when promoting credit cards, most people are not very clear about the rules of interest-free period, thus spending a lot of money. For example, during the Spring Festival, Xiao Zhang bought a new mobile phone and swiped 4,000 yuan with a credit card. At the time of repayment, there was only 3999.7 yuan in the account. After the bank deducted money, Xiao Zhang still owed the bank 0.3 yuan. Maybe this is nothing in real life, but banks don't think so. Consumers have to pay interest if they fail to repay in full, and do not enjoy the interest-free period (daily interest = the interest rate of the remaining unpaid amount of the day). It is recommended that you pay in full when you repay, so as not to cause greater losses.

Temporarily increase the credit limit and avoid credit card off the charts.

In fact, every credit card has a hidden limit. When you swipe your credit card, it is easy to use the over-limit amount, and once you use the over-limit amount, it means paying a high over-limit fee. Many consumers have a bad grasp in the process of shopping, and credit cards are often maxed out. I suggest you apply to the bank in advance to increase the temporary limit, which will not only avoid the explosion of credit cards, but also increase the credit limit.

The minimum repayment amount must be paid in full to avoid late fees.

In daily life, we often encounter invalid situations. At this time, you can choose the minimum repayment limit to repay, which can ensure that your personal credit record will not be affected, and there will not be too many late fees. However, it is important to note that the minimum repayment amount must be paid in full, otherwise you will encounter a high late payment fee.

How to inquire about the credit line of Guangfa Credit Card?

How to inquire about the credit limit of Guangfa Credit Card;

1. Inquire at the outlets of Guangfa Bank. You can inquire at the outlets of Guangfa Bank with your credit card and ID card.

2. Check the credit card limit through the credit card bill given to you by Guangfa Bank.

3. Telephone inquiry: Call the customer service telephone number of Guangfa Bank at 95508 to inquire about the credit card limit.

4. SMS inquiry: Edit the SMS "4-digit mantissa of 400 credit card" and send it to 95508 to inquire about the credit card limit.

5. Online inquiry: through official website of Guangfa Bank, log in to personal online banking for online inquiry.

6. For WeChat inquiry, pay attention to "Guangfa Credit Card", click "Use Card for Card Handling"-"Inquire about Credit Limit", and then bind the card according to the prompt for inquiry.