Is there an annual fee for the savings card of Minsheng Bank, and how much is the SMS notification of balance change?

There is no annual fee for the savings card of Minsheng Bank.

According to the customer's level and mobile phone number, the fees are charged in different levels, RMB 2 yuan/month/card/mobile phone number. At present, the voucher type of this fee only includes personal debit card (a type of family).

I. Types of Savings Cards of Minsheng Bank

Minsheng Bank accounts are divided into Class I, Class II and Class III accounts, with specific features as follows:

1.Ⅰ account is fully functional, and can handle deposit, investment and wealth management, consumer payment, transfer and cash withdrawal. There are no restrictions on account balance and consumption limit, and you need to pass the counter and self-service machine and face-to-face authentication to open an account;

2. Class II accounts have restrictive functions, and can only handle deposits, investment and wealth management, limited consumption and payment, with a daily cumulative limit of ≤ 10000 yuan (there is no limit for investment and wealth management), and accounts are opened through counters and self-service machines without face-to-face identity verification or electronic channels;

3. Class III account: with limited functions, only deposits, limited consumption and payments can be made, and the account balance is ≤2000 at any time. You can open an account through counters and self-service machines without face-to-face authentication or electronic channels.

2. Features of Minsheng Card:

1. One card with many accounts. Minsheng UnionPay Debit Card can open multi-currency accounts (RMB, USD, HKD, JPY, etc. ) and a variety of deposits (demand, lump-sum deposit and withdrawal, lump-sum deposit and withdrawal, deposit with interest, call deposit, etc.). ), so as to realize the function of one card with many accounts and facilitate the management of accounts by customers.

2. One household has multiple cards. Minsheng personal ordinary debit card can handle 1~2 supplementary cards to provide conditions for customers' family financial management; You can apply for multiple company cards under one company card account.

3. Official consumption. Debit cards of people's livelihood units support official consumption of public customers and facilitate financial management of enterprises.

4. Savings deposit, treasury bond purchase, financial management, universal deposit and withdrawal, self-service deposit and withdrawal and transfer, shopping consumption, inward and outward remittance and other functions.

5. Other functions. Instant messaging of account information, personal foreign exchange transactions, bank-securities communication, bank-securities transfer, agency payment, etc.

6. Online banking services. After strict authentication, the online banking system is safe, fast, convenient and multifunctional. The functions provided include: oral loss reporting, password modification, various account information inquiry, savings and wealth management, agreement transfer, Kaka transfer, personal foreign exchange trading, Bank-Securities Connect, branch special payment, information value-added services and other self-service services.