What do you mean by checking your credit card?

What do you mean by checking credit cards?

To inquire about the credit card account information of China Merchants Bank, please log on to the credit card website and click "Online Banking Login" on the right. After logging in, click Account Management-Account Query in the horizontal menu above to view the Monthly Billing Date, Due Repayment Date of the Current Period, Payable Amount of the Current Period and Minimum Repayment Amount of the Current Period. If you have any questions, please call our credit card service hotline, enter your ID number and select 9 to enter the manual, and the customer service staff will verify and handle it for you.

What does a credit card mean?

A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

Extended data:

The harm of credit card overdraft:

1, resulting in bad credit records;

2. Interest: calculated at 0.5 ‰ per day;

3. Late payment fee: generally calculated at 5% of the unpaid part of the minimum repayment amount (depending on the regulations of banks);

4. Credit card malicious overdraft may also face criminal punishment;

5. If you are blacklisted by the bank, you can no longer have a credit relationship with the bank within 5 years from the date of paying off the arrears. A delay of one or two days in repayment will not have much impact on credit standing, but overdraft interest will be charged, that is, overdraft interest will be charged for two days according to one ten thousandth of the overdraft amount.

Baidu encyclopedia-credit card

What does this mean?

Inquiring about the progress of credit card application means that it takes about 10-30 days for a bank to apply for a credit card. During the review period, the applicant can check the progress of his credit card application in the card issuing bank official website-Card Processing Progress Query. You can also directly call the customer service phone of the credit card center to check your card processing progress. Know the approval status of the card in real time.

What does CITIC Credit Card Check Phase mean?

The card inspection stage of CITIC Credit Card means that you have passed the examination and approval now, and then wait for the bank to issue the card, and then open it according to the credit card instructions received.

CITIC Credit Card Approval Process: 1. Personal information review: you need to fill in your personal information carefully and provide your ID card for review. Only after the audit is correct will you conduct the next audit. 2, personal assets audit: you need to issue your bank flow and credit property certificate, including your driver's license, real estate license, etc. 3. Review of personal credit information: If there is a credit card overdue record recently, it may affect the credit card loan amount. If the circumstances are serious, the bank will not agree to issue credit cards. The first time I apply for a card, I fill it out online, and the next day I usually call my mobile phone to check the information, company name, department name, company address and so on. If the answer is correct, I will send a short message to the interview every hour, and then the teller will ask the question again, scan my ID card and take a photo, and it will be ok. Usually there will be news of approval in the evening, and then the card will be received in two or three days.

Let's talk about the advantages and disadvantages of CITIC. First of all, advantage one: CITIC Bank credit card can be applied regardless of any qualification. White households, pure white households and credit reporting agencies have bad records, and those who are overdue can apply. Advantage 2: Online application is very efficient, and the card downloading rate is very high. As long as the information matches, the probability of getting off the card is above 90%.

Advantage 3: There are many co-branded cards, and there is a lot of choice. Almost all platforms have co-branded cards, with more loans behind them. Disadvantages: the number of outlets is relatively small, generally in first-and second-tier cities, and there are generally no small counties, so it is more difficult to apply. CITIC Bank mainly has four application channels: 1, offline counter application, which is generally suitable for those with good qualifications, no blacklist, no bad records, CITIC Bank loans, CITIC Bank wealth management, and CITIC Bank flowing water. This is the best. 2, find a card clerk to apply at home, this method is suitable for people with jobs, and there must be a work unit. If it is packaging work, it is not suitable for this application. On-site card holders can take photos of the company. If there are photos, they will basically not call you back, and the probability of passing is high and the number of places is high. 3. official website, client; It is suitable for customers to apply. If you can submit your financial proof, the success rate of card processing will be high. 4. Third-party channels: There are many such channels, such as Alipay, Taobao and WeChat.

What does a virtual credit card check mean?

Many banks will give you a virtual card when applying for a credit card.

Virtual card is a kind of credit card that can be used for online consumption.

Checking the card is to verify your information.

So much for the introduction of what a credit card means.