14 what are the bank credit card withdrawal skills?

I. China Merchants Bank

This is one of the simplest credit cards among all bank credit cards. As long as you know the correct method of raising cards, the withdrawal speed is also very fast.

1. Number of swipes: According to the cardholder's summary, there are more swipes per month (about 20 times or more), which helps to increase the amount.

2. Diversification of consumption: there are many kinds, and different shops are selected when swiping cards, such as catering and entertainment.

3. Bill installment: According to the staff of China Merchants Bank, it is more appropriate to installment 3-6, and the installment amount accounts for about 30% of the total amount, which will bring profits to the bank and the bank can also increase your quota.

Two. Guangdong Development Bank

Guangfa Credit Card can take the second place in the speed of cash withdrawal, and the probability of issuing large cards is also great.

1. Customer withdrawal: adjust the temporary limit through customer self-service, which is generally a temporary limit of three months and a fixed limit of half a year.

2. Take the initiative to withdraw cash: brush it to about 80%-90% of the amount, pay it back in full after the bill, and then apply for withdrawal. Generally, you can apply for withdrawal once every three months as long as you use the card for more than half a year.

Three. agricultural bank

Among the four major banks, it is relatively easy for ABC to raise the amount. As long as it insists on using the card, it is ok to apply for the quota after half a year. The first withdrawal can follow the "6+ 1 principle". Don't worry, remember to wait one more day just six months after the card is released.

1, large consumption: ABC prefers large consumption and more consumption, and the bank will recognize your economic ability, but the large consumption should be reasonable and there should be no traces of illegal cash withdrawal.

2. Fixed deposit and moving bricks: deposit money into the savings card of the Agricultural Bank of China from time to time, and you can return the card or manage money. Interact with the bank more, improve the stickiness, and visit the mobile banking, and have the opportunity to apply for cash withdrawal quickly.

4. Shanghai Pudong Development Bank

Generally, the amount of Pudong Development Card can be raised within six months, but it must be used correctly, otherwise it may not be raised in ten thousand years.

1, large installment: Pufa likes installment, no matter how many installments, it will be mentioned! However, it should be noted that large-scale products in installments are better than small-scale products in installments, otherwise banks will easily mistake you for being poor and have repayment risks.

2, frequent credit card: more than 20 times a month, covering online and offline, it will be better to spend with points!

Verb (abbreviation for verb) Ping An Bank

Ping An Bank is easy to apply for a card, but the card amount is not high.

1, small amount and multi-brush: Ping An Bank likes customers with small amount and multi-brush, but we should also keep in mind the "6+ 1 principle"!

2. Patiently raise the card: If your Ping An card has a good use record, you can apply for a more advanced series card. Don't be stingy with the annual fee, and the withdrawal will be smoother.

Industrial and Commercial Bank of China

ICBC prefers customers with assets. As long as there are bricks, everything is easy to say.

1, large-scale consumption: overseas large-scale consumption, time deposit financing, repeated consumption and other means can prove your assets and financial resources. Generally, if you spend more than five figures, you will have the opportunity to raise the amount.

2. Repayment method: try to repay in full, and there is no minimum repayment amount. After all, ICBC still likes customers with bricks!

Seven, Minsheng Bank

Minsheng Bank focuses on the frequency of credit card swiping. When the conditions are met, the exit speed will be very fast.

1, high-frequency credit card: a large number of credit cards can be used for small consumption, and it can be maintained for more than 20 times a month. The deposit can be withdrawn almost every month, and the fixed amount can be withdrawn every three months.

2. Financial proof: If your financial situation is good, it will be much smoother to provide a new financial proof to the bank.

8. China Everbright Bank

Everbright's increased quota is often related to the amount of cards issued, usually once every six months, and the range is not low.

1. Computer audit: The main data of computer system audit are the number of swipes (5~8 times), the amount of swipes (one or two large deposits every two months, many small ones), consumption diversity, repayment data and so on. Temporary quotas are revoked every three months, and permanent quotas are revoked every six months.

2. Initiative: China Everbright Bank is not used to taking the initiative. It is recommended to call the bank customer service to apply for withdrawal every once in a while.

Nine. industrial bank

Industrial Bank often raises the amount, and the speed is not slow.

1, WeChat cash withdrawal: cash withdrawal in the adjustment of credit line of WeChat Industrial Bank can be used for temporary and fixed cash withdrawal.

2. Activity cash withdrawal: You can receive the latest cash withdrawal activity of Industrial Bank by replying to the words "worry-free" in the dialog box in the credit card of WeChat Industrial Bank. During this activity, you can withdraw cash directly, and it is a fixed amount. If there is a temporary amount, you can also use this opportunity to convert it into a fixed amount.

X. China CITIC Bank

China CITIC Bank also raised its three-month initial deposit amount and six-month fixed deposit amount, and there is no small room for upward adjustment.

1, high-end consumption: CITIC especially likes customers to spend money in high-end merchants, such as luxury stores, golf, bars and so on.

2. Activity Day Amount: Many banks have favorite activity days, such as the fifth day of the most red star. Consumption during the activity day, and the rate of withdrawal is also very fast.

Xi。 Huaxia Bank

Huaxia's cash withdrawal space is small, and risk control has been very strict. Most cardholders see the upper limit when they get their cards, which is difficult to increase.

1. Credit card withdrawal: No matter which bank, customers with frequent credit cards are always popular, and Huaxia is no exception.

2. Withdrawal amount of eBank: first, apply for a large amount of EBank successfully, and then apply for withdrawal. The fixed amount of most cardholders will be raised to the same amount as eBank.

12. Bank of Communications

The card under Bank of Communications is easy to raise the amount, and the risk control is stricter than that in China. However, once the amount can be increased, the range is often not low.

1. Withdrawal limit of card: select the ordinary card with low threat limit to withdraw the card, or cancel the old card without limit, and apply for a savings card. After three months, ask for the recommended limit and apply for a new card.

2. Apply for withdrawal: Bank of Communications is relatively passive and actively tells customer service that it needs a sum of money to buy some necessities. Many people can succeed in this way.

Thirteen. Bank of China

China Bank, also known as "Brick Bank", likes large-scale consumption and fixed-deposit customers with financial resources, and generally raises its quota once every other year.

1. Time deposit: BOC attaches great importance to its own strength and needs to open a debit card time deposit in Zhang Zhongxing.

2. Increase consumption: the number of shopping and the types of consumption should be as rich as possible, and even actions such as buying a house and a car will affect the bank's evaluation of you.

Fourteen China construction bank

China Construction Bank is recognized as one of the most difficult banks to raise funds, but there are some crazy ways to try.

1. SMS application: use the mobile phone number bound by CCB credit card to send SMS code to 9533. The SMS code of permanent credit line is the last four digits of 392# card number # expected credit line #2, and the SMS code of temporary credit line is the last four digits of 392# card number # expected credit line # 1.

As for whether it can be mentioned and how much it can be mentioned, it is all in the reply message, which can also reduce the number of times the bank inquires about personal credit information.

2.APP application: log in to the client of China Construction Bank-click on the credit card at the bottom-find the credit card management-adjust the credit limit, and increase the credit card limit and fixed amount respectively. Note that after the first successful exit, it is recommended to try again after 6 months.

No matter which bank's credit card, the withdrawal amount is based on personal financial certificate and good card use record. As long as the partners keep good card habits, they won't worry about the day when the quota is not raised!