How to activate credit union SMS

Bring your ID card and bank card to the Agricultural Bank of China Credit Union counter for processing.

If the local credit union has opened telephone banking, you can also apply for SMS balance notification by calling the customer service number.

The Rural Credit Cooperative bank card SMS service content is to provide SMS reminders for account changes to facilitate customers to understand changes in account balances. The charging standard is 2 yuan/month for individual customers and 10 yuan/month for corporate customers.

VIP customers of rural credit cooperatives can enjoy the following priority services:

1. Can enjoy VIP services: when handling business at various business outlets, they can be given priority.

2. Give priority to the approval and disbursement of various personal loans.

3. Give priority to new businesses and products launched by rural credit cooperatives.

4. Priority service for exchanging new banknotes and changing banknotes.

VIP customers can enjoy the following preferential services: When applying for personal loans, they can enjoy loan interest rate discounts of different amounts within the scope specified by the People's Bank of China; VIP card loss reporting fees are waived; VIP gold cards enjoy reduced cost of production, Handling fees for cash withdrawals in different places within the ATM system, and over-the-counter deposits and withdrawals within the system within the province; VIP Platinum Cards enjoy reduced fees, off-site cash withdrawals within the ATM system, ATM inter-bank cash withdrawals, over-the-counter deposits and withdrawals within the system within the province, and ATM overseas Withdrawal and ATM inter-bank transfer fees.

Enjoy other charging discounts and periodic preferential services within the scope of the Rural Credit Cooperative’s pricing policy; when making purchases with the card at shopping malls, hotels, restaurants and other special merchants that have signed preferential service agreements with the Rural Credit Cooperative. Enjoy more discounted services.

Rural credit cooperatives are independent corporate legal persons. They bear responsibility for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law. Its property, legitimate rights and interests and business activities carried out in accordance with the law are protected by national laws. Its main task is to raise idle funds in rural areas and provide financial services for the development of agriculture, farmers and rural economy. In accordance with national laws and financial policies, organize and regulate rural funds to support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and crack down on usury.

Rural Credit Cooperatives are divided into the following departments: Rural Credit Cooperatives Cooperatives, Rural Credit Cooperatives International Finance Department, Zhengtong Rural Credit Cooperative Training School, Rural Credit Cooperative Credit Department, etc. It is a department under the dual leadership of the China Banking Regulatory Commission and the State Council .

Rural credit cooperatives are bank financial institutions. The so-called bank financial institutions are also called depository institutions and depository money banks. Their unique characteristics are that they take deposits as their main liabilities and grant loans as their main liabilities. Assets, with transfer and settlement as its main intermediary business, directly participates in the creation process of deposit currency.