What do you mean the bank refuses to trade?

The bank refused to trade because consumers could not withdraw the money from the bank for consumption.

The bank refused to trade:

1. Credit card with bad transaction record: The card used by consumers for payment has bad transaction record.

2. Unauthorized transaction: The card used by the consumer to pay is a 3D card, but the 3D verification code is not filled in during the payment process. The system will judge the transaction as unauthorized and refuse to deduct the money. In addition, it is also possible that the issuing bank of the consumer has not authorized the transaction.

3. Repeated payment on the same IP in a short period of time: Consumers repeatedly pay on the same IP in a short period of time, which is suspected of illegal activities such as cashing, money laundering and fraud. The system refused to deduct money.

Extended data:

Precautions:

Once you find that the bank card is abnormal, you must take the initiative to contact the customer service of the issuing bank and let the customer service find out the specific reasons.

When a bank card is traded, if there is a prompt to refuse the transaction, it can generally be cancelled on the same day. For example, if the banking system detects a risky transaction and refuses the transaction, the user will use the card to spend money in other security scenarios, and the status of refusing the transaction will be automatically lifted. Or the balance in the bank card is insufficient, and the system refuses to trade. As long as the user ensures that the balance in the card is sufficient, the transaction can be carried out normally.

People's Daily Online-The big banks with tight funds refused to sell, and the default in the interbank market became the norm.

Baidu Encyclopedia-Refuse to trade