Does New World Finance have a credit report?

Online commercial finance in the new world is based on credit information. New World Online Business Finance is a loan platform connected to the credit information system. The materials required for the application include: valid identity certificate, permanent residence certificate or valid residence certificate, fixed residence certificate, marital status certificate, bank flow, income certificate or personal assets status certificate, credit report, loan use plan or statement.

At present, the online merchant finance under the New World can provide offline loan products with a quota of 500,000-300,000 and a monthly interest rate of 1. 12%-3%, and the repayment method is equal principal and interest. In addition, the intermediary will charge a handling fee of 4 points.

New World Financial Technology Services lent more than 430 million yuan in September this year. The financial report shows that in the first three quarters of 20 19, New World achieved a total operating income of 4.264 billion yuan, an increase of 3.20% over the same period of last year; The net profit attributable to shareholders of listed companies was 627 million yuan, a year-on-year increase of 30.87%. An industry person pointed out to the reporter of China Times that although Alipay and WeChat payment have occupied most of the market share, from the perspective of the profitability of the New World, the payment industry still has a lot to do. "With the help of payment infrastructure, listed payment companies have begun to expand financial services extensively, and consumer finance is the key direction, because it is easier to form a closed loop of transactions."

New World was founded in 1994 and listed on Shenzhen Stock Exchange in August 2000. Its headquarters is located in Fuzhou, Fujian Province, and its legal representative is Jing Wong. Have a third-party payment license and a small loan license. Its operating companies are Fujian Guo Tong Xing Yi Network Technology Co., Ltd. (hereinafter referred to as Guo Tong Xing Yi) and Guangzhou Netcom Small Loan Co., Ltd. (hereinafter referred to as Netcom Small Loan). The main business of the new world is to provide merchants with comprehensive operation services based on value-added services such as payment services and superimposed financial services, provide terminal products and system solutions for customers in electronic payment industry and information identification industry, and provide information services such as software and system development for customers in integrated information technology service industry and expressway industry.