Is it illegal to send debt collection text messages?

Whether the behavior of a debt collection company is legal or not depends on his specific behavior. The most commonly used debt collection methods, such as publishing borrower information and making phone calls, do not mean that the other party must violate the law, because the restrictions in this respect are stipulated by law. Let's talk about what kind of debt collection is illegal and what kind of debt collection is reasonable.

Sometimes we should put ourselves in others' shoes. Some young people borrow money for fun. They take money online easily, but they are not so happy to pay it back. Some people even deliberately borrow money and don't pay it back. This kind of behavior has actually violated the law. Some people complain to the wicked first, thinking that the debt collection company harassed him.

If you pay back the money, is it necessary for people to harass you? If the law is mentioned, first of all, you will be blacklisted if you don't repay the loan, and the blacklisted person will not mention any personal information. As long as you are on the credit list, the information will be published online.

Most people who call you to pay back the money are not illegal, because they don't call you many times and frequency, but call you every few days or once in a while. You think this kind of phone call is annoying, but it is reasonable and legal. From a legal point of view, it is no problem to collect loans by telephone, mainly depending on the frequency and way of calling.

The provisions of Article 42 of the Law on Public Security Administration Punishment, namely? Whoever repeatedly sends obscene, insulting, intimidating or other information and interferes with the normal life of others shall be detained for not more than 5 days or fined for not more than 500 yuan; If the circumstances are serious, they shall be detained for more than 5 days 10 days, and may also be fined up to 500 yuan. ?

To sum up, if you are a deadbeat, your credit information will be blacklisted and made public, so it is not illegal to publish information. Secondly, as long as it is not often harassed or insulted by telephone calls, this kind of debt collection is within a reasonable range.