Will my personal information be revealed when I open the Lehua card?

Will my personal information be revealed when I open the Lehua card?

Lehua Card cooperates with Nanjing Bank by stages. Therefore, it is necessary to inquire about the credit information when the Lehua card is opened, which will leave the inquiry record of loan approval on the borrower's credit information. Too many such hard query records will affect credit information.

After using Lehua Card, Lehua Card will repay in installments according to the number of installments set by the borrower. If it is used frequently and the loan amount is large, it will easily lead to the borrower's excessive consumption and eventually inability to repay, which will lead to overdue and have a negative impact on the borrower's credit information.

It is risk-free to properly use Lehua Card for consumption staging, so that repayment can be made on time and not overdue. If the amount used is too high, the borrower's debt ratio will be too high, it will be more difficult to apply for other credit products, or the loan amount will be very low.