What do you mean by fixed investment deduction?

Public Offering of Fund fixed investment deduction refers to the deduction from everyone's bank card on the agreed deduction date. After the deduction is successful, the corresponding fund sales platform and fund company will inform you by SMS. Fixed investment in a fund refers to investing a fixed amount in a designated fund at a fixed time, which is similar to the deposit and withdrawal of a bank. For example, through a fund sales platform or fund company, everyone has made a fixed investment in Fund A, and 500 yuan will be deducted on the 5th of each month. Then, on the 5th of each month, the other party will deduct money from the bank card bound by everyone, and the amount of deduction will be 500 yuan. After the deduction is successful, the other party will send you a prompt of "Deduction for Fixed Investment in Public Offering of Fund".

If you are sure that you have participated in the fixed investment of the fund on the corresponding platform, then don't worry, you can go to the corresponding platform to check the details. At the same time, you can also terminate Public Offering of Fund's fixed investment at any time according to your actual situation. If you haven't participated in the fixed investment in Public Offering of Fund, you should check your bank card as soon as possible to see if there are any inexplicable deductions. If so, you should contact the bank and call the police.

1. How do I charge for the fixed investment of the fund?

The fees charged by the fund for fixed investment mainly include the subscription fee at the time of buying and the redemption fee at the time of selling. The subscription fee is charged according to the turnover, because the amount of each fixed investment is fixed, so the subscription fee is the same every time, and the fund redemption is based on the principle of "first in, first out", which leads to the holding days of the funds sold with fixed investment need to be calculated in sections, which leads to the redemption fee also being calculated in sections.

2. For example, when the net value of the fund is 0.8 yuan, investors will make the first fixed investment of 1.000 yuan, and when the net value of the fund is 1.000 yuan, they will make the second fixed investment of1.000 yuan and the third fixed investment of 1.25 yuan. If the fund is sold at one time, the interval between the first investment and the second investment is 25 days, 65,438+05 days, and the interval between the third investment is 5 days. The redemption fee standard of the Fund is: the rate is 65,438+0.5%: 0 days ≤ holding days _7 days; The rate is 0.5%: 7 days ≤ holding days < 365 days. The subscription rate standard of this fund is 0≤ subscription amount _ 500,000, and the rate is 0. 1%. Redemption fee to be deducted by investors =1000/0.8×1.5%+1000/×1.5%+1000+. Subscription fee = 1000× 0. 1 %× 3 = 3 yuan.