How to cancel the confidential payment of Didi

Users only need to find the payment settings of Didi Wallet and turn off the monthly secret-free payment. In fact, confidential payment is a fast payment jointly launched by Didi and the third-party payment channel * * *, and only a single travel order with a sum of less than 500 (inclusive) can use confidential payment service. Secret-free payment can support taxis, express trains, special cars, luxury cars and other businesses.

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Secret-free and visa-free payment means that small payments can be completed without passwords and consumer signatures. Internationally, small secret-free visa-free payment is a mature payment method, which is also widely used in the domestic mobile payment field. Alipay, WeChat and other payment tools all have this function, which is the basic function of bank card opening by default.

2065438+On April 2, 2005, Huami Technology, the founder of Xiaomi Eco-chain and Mi Dai, announced that it had reached a strategic cooperation with Alipay to create a new generation of mobile payment scheme based on wearable devices, so as to provide users with a safer and more convenient payment experience.

Alipay's "payment code" function is turned on by default, and there is no need to verify the payment password. Every order less than or equal to 1000 yuan can be "confidential payment". It is also stated in the WeChat payment user service agreement that when the payment code is used to pay the consumption below 1 0,000 yuan (3,000 yuan for a specific merchant), the "confidential payment" transaction can be used.

Senior researcher at Chongyang Financial Research Institute of Renmin University of China believes that UnionPay has a high safety factor and adopts many advanced security technologies, which can effectively control risks and better balance safety and convenience. It turns out that the mobile payment products provided by UnionPay and banks pay more attention to security and have certain sacrifices in convenience. After increasing the amount, they can better balance safety and convenience.

When paying for goods, if you find terms and options such as "I agree" and "authorize" on the page, you should browse carefully and don't authorize functions such as "confidential payment" easily. When setting up "confidential payment", users should also consider the frequency and amount of consumption on this platform. For those platforms with low frequency of use or high average consumption, users should try not to open confidential payment.

Unionpay United Bank has set up special compensation for cardholders and provided 72-hour card loss protection service. That is to say, for UnionPay cards (including "China UnionPay Express") below 1000 yuan, if the card is lost or stolen, the cardholder can get compensation for stolen consumption within 72 hours before reporting the loss, and each cardholder can pay a maximum of 30,000 yuan per year.