Have you ever received a payment reminder text message from online banking?

If you complete a transaction with the minimum reminder amount on SMS banking, you will receive text messages including (cash deposit and withdrawal, transfer, consumption). The other party who uses online banking to remit money to you may also choose to send you text messages. Notification, SMS notification may not be checked.

: Features of online banking

1. Fully realize paperless transactions.

Most of the bills and documents used in the past were replaced by electronic checks, electronic money orders and electronic receipts; the original banknotes were replaced by electronic money, that is, electronic cash, electronic wallets, and electronic credit cards; the original paper The mailing of quality documents becomes transmitted through the data communication network.

2. The service is convenient, fast, efficient and reliable.

Through online banking, users can enjoy convenient, fast, efficient and reliable all-round services. You can use online banking services whenever you need them, without being restricted by time or region, that is, realizing 3A services (Anywhere, Anyhow, Anytime).

3. Low operating costs.

Because online banks adopt virtual reality information processing technology, online banks can reduce the number of business points without reducing the original business volume.

4. Simple and easy to use.

The online E-mail communication method is also very flexible and convenient, which facilitates communication between customers and banks as well as within banks.

Online banking has many advantages over traditional banking.

First, it greatly reduces bank operating costs and effectively improves bank profitability.

Opening online banking services mainly uses public network resources and does not require the establishment of physical branches or business outlets, which reduces personnel costs and improves the efficiency of the bank's back-end system.

Second, there is no time and space limit, which is conducive to expanding the customer base.

Online banking business breaks the geographical and time restrictions of traditional banking business and has 3A characteristics, that is, it can provide customers with financial services at any time (Anytime), any place (Anywhere), and in any way (Anyhow) services, which is not only conducive to attracting and retaining high-quality customers, but also proactively expanding the customer base and opening up new sources of profit.

The third is conducive to service innovation and providing customers with various types of personalized services.

Sales of financial products such as insurance, securities and funds through bank branches are often greatly restricted, mainly because it is difficult for general business branches to provide customers with detailed, low-cost information consulting services. Using the Internet and bank payment systems, it is easy to meet customers' needs for consulting, purchasing and trading a variety of financial products. In addition to handling banking services, customers can also easily buy and sell stocks and bonds online. Online banking can provide customers with more suitable services. Personalized financial services.