New Er Fu said I didn't repay the loan, but I really didn't borrow it, and I didn't buy things in installments. I downloaded the application. Can't you see I'm late?

It is likely that personal information has been leaked.

The handling of the loan requires the borrower to apply to the lending institution himself. Moreover, in addition to identity cards and bank accounts, lending institutions also need borrowers to provide work certificates, income certificates, asset certificates, credit reports, etc. ID card and bank account alone are not enough to prove the borrower's repayment ability.

Whether to determine the loan is based on the signing of the loan contract. The loan contract has no legal effect without the signature of the borrower himself.

If you find that information has been stolen by others, you should contact the public security organs and banks in time to safeguard your own rights and interests.