Joke Collection Website - Blessing messages - After the case is closed, can the person subjected to execution still get a loan?
After the case is closed, can the person subjected to execution still get a loan?
As long as the loan parties meet the loan conditions stipulated by law, they can make loans, and the lender should have full capacity for civil conduct, the ability to repay loans and a stable economic income. However, whether you can get a loan depends on the bank's credit record. If the debtor has a debt due to a civil dispute and refuses to perform it after compulsory execution by the court, the court may include the person subjected to execution in the list of untrustworthy persons and will not be able to obtain a bank loan.
The method of closing the case is:
1, the contents determined by the effective legal documents have all been implemented;
2. Order termination of execution;
3. The award will not be enforced;
4. Both parties have reached an implementation settlement agreement, which has been fulfilled.
To sum up, if the effective judgment of the court fails to be actively performed by the obligee within the prescribed time limit and fails to be performed with the ability to perform, it shall be classified as the person subject to breach of trust upon the application of the relevant obligee. Once classified as dishonesty, it will affect personal reputation, which will directly affect personal loans.
Legal basis:
Article 262 of the Civil Procedure Law of People's Republic of China (PRC)
If the person subjected to execution fails to perform the obligations specified in the legal documents, the people's court may take or notify the relevant units to assist in taking measures such as restricting exit, recording in the credit information system, publishing information on non-performance of obligations through the media and other measures prescribed by law.
Article 8 of "Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Disbelief"
The people's court shall inform the relevant government departments, financial regulatory agencies, financial institutions, institutions undertaking administrative functions and trade associations of the information on the list of people who have been executed in bad faith, so that the relevant units can impose credit punishment on people who have been executed in bad faith in terms of government procurement, bidding, administrative examination and approval, government support, financing credit, market access, qualification identification and so on in accordance with laws, regulations and relevant provisions.
The people's court shall notify the credit reporting agency of the information on the list of people who have been executed in bad faith, and the credit reporting agency shall record it in its credit reporting system.
Where state functionaries, deputies to the National People's Congress and members of the CPPCC are included in the list of persons who have been executed for dishonesty, the people's court shall inform their units and relevant departments of the dishonesty.
If a state organ, institution or state-owned enterprise is included in the list of persons who have been executed for breach of trust, the people's court shall inform its superior unit, the competent department or the institution that performs the duties of investor.
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