How to find out what kind of card CCB card belongs to?

Several methods for inquiring whether CCB bank cards are Class I or Class II are as follows:

1. The first way is to check through the bank counter, bring your ID card and bank card to the nearby CCB outlet, and then the staff will tell you what kind of bank account you have.

2. The second way is to ask by telephone. First of all, we should call the customer service hotline of China Construction Bank, put through the manual service, and provide the bank card number for inquiry.

3. The third way is to inquire through mobile banking. First, you need to download an official mobile app of China Construction Bank, and then log in to your account to check the bank card account category.

4. The fourth way is to inquire through online banking. First, you have to go to official website of China Construction Bank, then log in to your personal account, and finally you can see it in the details of the bank card.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3

Application version: v5.6.7.00 1

What's the difference between a first-class card and a second-class card?

1. Different limits: There is no limit for the first-class card account of China Construction Bank, whether it is transfer or credit card consumption; Class II cards of CCB have a limit, with a daily cumulative limit of 1 1,000 yuan and an annual cumulative limit of 200,000 yuan.

2. Different functions: CCB Class I card can be used for large deposit and withdrawal, transfer, living payment, investment and wealth management; However, the use of the second-class card is limited, and it can mainly carry out some daily ordinary expenses.

3. Limit on the number of accounts: an ID card user can only apply for a Class I card at CCB; There is no limit to the number of Class II cards, but the total number of Class I card accounts and other debit card accounts cannot exceed five.

1. Besides the first and second types of cards, there are three types of cards. The use of Class III cards can limit consumption and payment, and strengthen the supervision of fund allocation. The balance of Class III cards does not exceed 1 000 yuan, the daily consumption payment limit does not exceed 5,000 yuan, and the annual cumulative limit does not exceed 1 000 million yuan. Bank cards are divided into one, two and three categories, which can effectively prevent users from using bank cards. If two or three types of cards are lost, due to the limitation of credit limit, it will not cause great losses.

2. The first category (with physical media) is a fully functional account. Users can handle large deposit, large withdrawal, large transfer, consumer payment, purchase of investment and wealth management products and other large payment services, and the scope and amount of use are not limited. There are certain restrictions on the transaction amount of Category 2 accounts (with or without physical media). Users can handle small payment services such as limited deposit, limited consumption, limited payment and limited funds transferred to unbound accounts, and purchase investment and wealth management products (referring to investment and wealth management products sold by banks themselves or on their behalf). In addition to current and fixed deposit accounts in RMB, USD, HK$, JPY, EUR and GBP, other accounts of the customer's own construction bank can also be linked to Longka to arrange funds as a whole.

3. Convenient and flexible collection and payment: it can be used as a salary account, and relevant expenses can be withheld and remitted, thus avoiding the trouble of customers withdrawing cash. Investment and wealth management, value preservation and appreciation: Through Dragon Comics, customers can handle a series of investment and wealth management services such as foreign exchange transactions, vouchers, treasury bonds, funds, bank securities transfers and customer deposits. , is a good financial helper to obtain higher income.