Qinglong Village Bank Loan Deferred Repayment

Huantai Qinglong Village Bank joined hands to fight the epidemic.

Financial services have power.

Epidemic situation is command, and prevention and control is responsibility. During the fight against the novel coronavirus epidemic, Huantai Qinglong Rural Bank conscientiously implemented the decision-making arrangements of the local government, the People's Bank of China, the regulatory authorities and the host bank, took epidemic prevention and control as a major political task, resolutely shouldered political responsibilities, fulfilled its mission, and contributed to winning the battle against epidemic prevention and control in an all-round way. First, strengthen leadership, strengthen deployment and practice social responsibility. The leading group for epidemic prevention and control of Huantai Qinglong Village Bank, headed by Comrade Wang Youxue, secretary of the Party branch of Huantai Qinglong Village Bank, requires the cadres and employees of the whole bank to improve their political positions, strengthen their sense of responsibility for epidemic prevention and control, and strictly implement the work requirements of party committees and governments at all levels, the People's Bank of China, the regulatory authorities and the host bank. Comrade party member should set an example, practice his initial intention and strive to be a pioneer. The heads of all units should all arrive at their posts, command from the front, and all employees should cooperate closely to do a good job in epidemic prevention and control, duty and financial services. In view of the epidemic situation, Huantai Qinglong Village Bank has implemented the policy of deferred repayment by stages for existing customers who have difficulties in repaying the principal and interest before the end of March 2022: Pratt & Whitney small and micro enterprises and other existing loan customers who have difficulties in repaying the principal and interest due to the epidemic situation can apply to Huantai Qinglong Village Bank for deferred repayment by stages, which will be handled in time after the approval of Huantai Qinglong Village Bank. The loan extension period is 65,438+0 months. During the epidemic in 2022, Huantai Qinglong Village Bank deferred the repayment of principal and interest 10 1, amounting to 22.3733 million yuan. Third, open a green channel during the epidemic to solve the financing problem 1. A number of credit policies, such as working capital loans and family loans for enterprises of Huantai Qinglong Village Bank, ensure that the financing needs of various enterprises are met with high quality, and industries with good development prospects, such as wholesale and retail, accommodation and catering, logistics and transportation, and cultural tourism, especially small and micro enterprises, individual industrial and commercial households, and small and micro business owners, do not blindly lend, cut off loans, and pressure households. At the same time, increase credit support for industries related to epidemic prevention and control and key areas of people's livelihood, increase credit support for epidemic prevention-related production enterprises such as masks, protective clothing and disinfectants, and give preferential interest rates.

2. Implement information tolerance and acceptance mechanism. For the credit certificate, according to the principle of "substance is more important than form", under the premise of real compliance, it should be accepted first, treated with tolerance, and supplemented after the epidemic is over. 3. Open a green channel to improve the efficiency of loan approval. In line with the principle of "handling special matters and urgent matters", the loan review meeting will be held irregularly according to the needs of the work to ensure that the loan approval is completed in the first time. Four. Use online methods to ensure service security. All outlets of Huantai Qinglong Village Bank guide and assist customers through WeChat official account, official website and WeChat circle of friends, and make more use of "non-contact" service channels such as online reservation, online banking and mobile banking to handle related business, so as to reduce the gathering of customers at outlets.

In the next step, Huantai Qinglong Village Bank will base itself on the county, do its best to prevent and control the epidemic situation, adhere to the market positioning of "supporting agriculture, helping the small and helping the scattered", practice the working purpose of "based on agriculture, rural areas and farmers, serving the small and micro", strive to provide customers with high-quality, convenient and efficient services, and truly make Qi Xin work together to fight the epidemic situation and provide financial services with its strength.