Where to modify the repayment date of China Merchants Credit Card?

There are several ways to change the repayment date of a credit card.

1. Bring your credit card and ID card to the bank counter to handle it yourself.

2. Call the bank's customer service hotline to select manual service. You can choose to call the manual customer service hotline or download by mobile phone to change the repayment date of China Merchants Bank. This can avoid the bank queuing time, which is more convenient and faster. Just give your card number and ID number to your customer card.

3. Download China Merchants Bank APP, which can be modified.

1) Specific provisions on the repayment date of China Merchants Bank's credit card. According to the regulations of China Merchants Bank, the final repayment date of China Merchants Bank credit card is 18 days after the billing date, that is, the billing date is+18 days. Generally, the billing date of CMB credit card is 5th,10th,15th,17th, 20th and 25th of each month, and the repayment date of CMB credit card is18th after the billing date. If it is to prevent overdue, the cardholder only needs to know the last repayment date on the billing date. Cardholders need to know that the interest-free repayment period is from the billing date to the due repayment date. The interest-free repayment period varies according to the regulations of banks, ranging from the billing date to the last repayment date, and the longest is from the day after the billing date to the last repayment date of the following month. Require cardholders to repay in full and on time during the interest-free period. If you can't repay, you can choose to repay within the grace period.

2) Definition of repayment date. The repayment date refers to the latest date stipulated by China Merchants Bank that the cardholder should repay all or the minimum repayment amount. At present, the repayment date of China Merchants Bank's credit card is18th day from the billing date. In short, if the 5th is the billing date, the final repayment date is the 23rd of the month. If 17 is the billing date, the 5th of next month is the final repayment date (regardless of size).

3) The credit card repayment date of major banks can be modified, because the repayment date is the repayment date, which is calculated according to the bill date. As long as the bill date is modified, the repayment date will change. Cardholders can change the billing date according to their personal circumstances, but only once every six months. You can't apply for changing the repayment date within half a year. You should consider your own situation and funds when applying for changing the repayment date.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the English translation and writing standard for public services was formally implemented, and the English names of credit cards were specified.

Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment is made on the billing day.