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Where can I borrow money quickly if I need it urgently?
1. Basic conditions for applying for lightning loan:
① Holding a one-card savings card of China Merchants Bank;
② The age is generally between 23 and 6 years old, and the age plus loan period is generally not more than 6 years old;
③ Have the ability to repay the loan on time, have no illegal acts and have good credit;
④ Whether you can get the application qualification and how much quota you can get depends on the evaluation results of the system, and manual intervention is impossible.
2. The lightning loan application only supports mobile banking. You can log in to mobile banking and click My → All → Borrow money to operate the lightning loan application.
3. Different types of lightning loans have different quota regulations. Generally, the maximum credit limit does not exceed 2,, which is subject to the loan page. The minimum amount of a single withdrawal is 1,, and the maximum amount does not exceed the limit, and it needs to be an integer multiple of 1,.
4. After the lightning loan is released, the cash will be automatically distributed to the current account of China Merchants Bank's savings card. The funds can be used for daily credit card spending, car purchase, cash withdrawal, transfer to peers or inter-banks, etc., but not for mortgage repayment, credit card repayment, investment and wealth management, securities fund, stock market, real estate and other directions; In case of illegal use, China Merchants Bank has the right to suspend the loan amount and demand early repayment.
(Response time: March 24th, 222. Please refer to the latest business changes announced by China Merchants Bank in official website. )
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