If the bank card can be verified by SMS, I don't think it will be more reassuring.

You can talk about a road, and it's really safe. But relatively speaking, the steps of withdrawing money are more troublesome. In case you catch up with a bad signal and can't receive a short message, you have to wait in front of the ATM all the time, hehe. Therefore, there must be a trade-off between security and operability. Maybe one day the bank may adopt this method.

The reason why online banking needs SMS verification is because there is no other better security measures, and SMS verification is slightly better. Under normal circumstances, ATM machines or business halls that withdraw money have cameras, which are relatively safe, so don't worry too much. Just be careful not to give the password to others easily.