Ping 'an lease loan to buy a car for three years. How to show the rent by SMS display of deduction when repayment? But my name is on the driver's license.

I checked and learned that Ping An Leasing is a financial leasing company. From a professional point of view, in fact, you buy a car in the form of financial leasing, and naturally you pay a "rent" every month. It's just a different story Don't worry.

Extended data

Ping An Car Rental Loan: What are the loan requirements?

I believe everyone is a little strange about the maximum amount of personal automobile consumption loan. Due to the different policies and regulations of banks, the specific lending methods are different. Based on the application materials provided by users, the bank will give each user a different ABCD score. Obviously, the maximum loan amount will definitely be different, and the loan amount of banks to high-quality customers will usually be higher than that of ordinary applicants. Ok, let's introduce the maximum amount of personal car consumption loans from the following Longfa Financial Network, which is divided into several situations.

Apply for auto loan with the purchased vehicle as collateral, and the maximum amount of auto loan is 80% of the sales income of the purchased vehicle;

Users use government bonds, financial bonds, key construction bonds and personal certificates of deposit issued by banks to pledge, and the maximum loan limit is 90% of the pledge value of the certificate;

If the user takes the house, other fixed objects on the ground or the legally obtained state-owned land use right as collateral, the maximum loan limit is 70% of the assessed value of the collateral;

If the insurance company provides installment guarantee insurance, the maximum loan amount shall not exceed 80% of the car sales amount;

The maximum loan amount for purchasing re-traded vehicles shall not exceed 70% of its assessed value;

If users (except banks and insurance companies) provide third-party joint liability guarantee, the loan amount shall be set for the borrower (or guarantor) according to the personal credit evaluation method of banks, and the maximum amount shall not exceed 80% of the automobile sales amount.

Is safe leasing reliable?

As one of the highly recognized financial leasing companies in the industry, relying on the background of Ping An Group, its strength is still very strong. Moreover, it is understood that Ping An Leasing has set up 20 offices in China and its business network has spread all over the country. By the end of last year, its assets had exceeded 277.9 billion. So overall, the strength is OK, and Ping An Group is of course reliable.

The answer refers to Zhihu author: the story of birds and fish.