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What does a bank loan account manager do?
The bank loan account manager's job is to take the customer as the center, handle intermediate business such as customer deposits and loans, and be responsible for maintaining customer relations. \x0d\ Responsibilities of bank loan account manager: \x0d\ 1. According to the business objectives, actively expand the market, find customers and achieve the performance targets set by the bank; \x0d\\x0d\2。 To be responsible for accepting applications for accepted loan business and conducting pre-loan investigation, and be responsible for the legality, rationality, authenticity and integrity of accepted and investigated loan business; \x0d\3。 Sign loan contracts and guarantee contracts with customers for approved credit business; \x0d\4。 Responsible for the issuance and recovery of loans and the timely recovery of interest; \x0d\5。 Responsible for the post-loan management of customers and the implementation and collection of non-performing loans, interest receivable and credit withdrawal; \x0d\6。 Responsible for the basic work of loan risk classification and the statistical analysis and reporting of relevant credit statements; \x0d\7。 Collect and sort out the financial statements and related materials of company customers every month; \x0d\8。 Responsible for handing over and handing over loan files with the financial management department; \x0d\9。 Complete other tasks assigned by the leaders. \x0d\ II。 Application conditions for professional qualification certificate of bank account manager: \x0d\ 1. Having a college degree or above (or equivalent) and working in the financial industry for more than two years (inclusive); \x0d\2。 Financial practitioners with a bachelor's degree (or equivalent) and working for more than one year (inclusive); \x0d\3。 Those with a master's degree or above (or equivalent) do not require work experience; \x0d\4。 After obtaining the assistant bank customer qualification certificate, you can directly apply for the bank customer manager qualification examination.
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