How often do banks usually call the company to check your situation when applying for a mortgage?

1. How long does it usually take for the bank to call the company to verify your situation?

Generally/kloc-about 0/5 days, we will verify your basic situation, the address area and amount of the house you bought according to the phone number you filled in the loan application form to prevent false mortgage. If it has been a month, you need to make a phone call to ask about the account manager.

2. Will you call back after the mortgage is approved?

It depends on what question I ask you, if it is whether I apply for a loan and how much. . . Something like that, it's just an investigation call, not an approval. If the loan is approved, there will be a text message or a phone call telling you "when to release the loan and when to start repayment".

3. Will China Merchants Bank's mortgage approval call the company for a return visit? How often do you usually come back? What is the approval process?

This is not fixed. The bank will pay a return visit according to the customer's qualification. If your work unit is a top 500 enterprise or a state-owned enterprise, don't pay a return visit. If it is a private enterprise or a private enterprise, pay a return visit within 3-5 salary days after signing the loan agreement. The approval process is that the bank collects your relevant documents and submits them to the branch for approval for 3-5 working days, then the branch approves the loan, asks the president to sign it, issues a loan approval letter to the branch, and the branch informs the customer to approve the loan, so you can transfer the money. If you don't understand anything, just ask.

4. Will China Merchants Bank's mortgage approval call the company for a return visit? How often do you usually come back? What is the approval process?

This is not fixed. The bank will pay a return visit according to the customer's qualification. If your work unit is a top 500 enterprise or a state-owned enterprise, don't pay a return visit. If it is a private enterprise or a private enterprise, pay a return visit within 3-5 salary days after signing the loan agreement. The approval process is that the bank collects your relevant documents and submits them to the branch for approval for 3-5 working days, then the branch approves the loan, asks the president to sign it, issues a loan approval letter to the branch, and the branch informs the customer to approve the loan, so you can transfer the money. If you don't understand anything, just ask.