Why do you still receive short messages in installments after the deadline?

If you borrow flowers, you will receive a short message in installments, because overdue repayment will lead to overdue fees, penalty interest and credit history damage. When the money or loan is overdue, Alipay will remind the repayment by SMS or other means. This is because overdue payment leads to overdue fees, penalty interest and credit record damage. Alipay hopes to avoid further expenses and credit problems by reminding timely repayment.