What is the use of JD.COM CITIC Gold Card?

JD。 CITIC Gold Card is a debit card jointly issued by JD Finance and CITIC Bank. This kind of gold card can enjoy free electronic channel transfer, life-long free SMS notification and other benefits, and new customers can win 100 JD.COM e-card.

The function of JD.COM CITIC Gold Card;

1. After opening the small gold card business, the rest of the small JD.COM vault was signed. Whenever the funds in the current account in the card exceed 1000 yuan, the excess funds will be automatically transferred to the monetary fund associated with Little JD.COM Treasury, which can provide cardholders with investment income higher than the deposit interest rate.

2. When the cardholder makes quick payment, consumption, withdrawal and other transactions, if the balance in the card is insufficient, the cardholder will automatically deduct the difference from the account of Jingdong Small Treasury and complete the payment together with the balance of the current account.

After the opening of 3.JD.COM CITIC Gold Card, the account funds can be flexibly transferred between the bank current account and the "small treasury account" in JD.COM without manual operation, which can better meet the cardholder's liquidity demand for account funds.