Reasons for bank card transfer being returned

What is the reason for the bank transfer being returned?

Bank transfer is a relatively safe and fast way to trade funds. Under normal circumstances, as long as you know the account number and name of the other bank card, you can make a bank transfer. But what is the reason why the bank transfer was returned?

1. Account abnormality: the return of bank transfer may be caused by the abnormality of the opposite account, in which case the funds will be returned to the original account.

2. Account overrun: Under normal circumstances, if the other bank card account belongs to the second-class account or the third-class account, then the daily collection is also limited. Take China Construction Bank as an example, the daily limit is 20,000 yuan, and the funds exceeding this limit will be returned.

3. System reason: the bank processing system is busy or the network is out of order, which makes the bank transfer unable to be returned.

The above is

Why was the transfer returned?

The transfer return should be that the transfer information is wrong. Usually, after receiving the money, the receiving bank system will immediately initiate a refund when it finds that the information is wrong. The specific time limit from refund to transfer needs to contact the transfer bank for verification.

Reply time: 2021-11-25. Please refer to the latest business changes announced by Ping An Bank in official website.

Reasons for bank card transfer being returned

Question 1: The online banking transfer was successful, but it was later returned. What happened? Uh, uh, miss, the younger one will explain here. It's the passbook of the destination account. Call the other party to ask if there is any problem with the account. Or freeze or something. It would be strange if there were no problems. Agricultural Bank of China online banking can transfer passbooks across regions.

Question 2: What do you mean by bank return for online banking transfer and remittance transactions? It means that the money you transferred through online banking was unsuccessful, and the money deducted before returned to your account. The reason may be that the other party's account number or payee's name does not match.

Question 3: Why does CCB automatically return it after inter-bank transfer and ask the payee whether to cancel the account? Or is there something wrong with the account number and account name entered this time? Or the wrong bank?

Question 4: What happened when the bank transfer was returned? If the transfer is made by China Merchants Bank's savings card, you can call 95555-2 Manual Service-1 Personal Banking Service -5 General Personal Consultation to manually check the reason for the return.

Question 5: What caused the bank transfer to be returned? There are many reasons why online payment banks have not been opened.

Online payment bank is not activated.

The security certificate was not downloaded.

UBS does not support the bank UBS.

The certificate is not installed correctly.

You can refer to which is wrong.

Question 6: What happened when CCB's peer transfer was returned? Account name may be returned due to incorrect input.

Question 7: What do you mean by the transfer and return of mobile banking funds? Hello, China Merchants Bank's mobile banking transfer, the transfer remittance will be returned, generally because the account number, name and bank information do not match or the payee's account is cancelled. You can check the refund reasons returned by the other bank through the remarks column in the "Inquiry of Transfer and Remittance Records" menu of personal bank, professional bank and mobile bank.

Question 8: There must be something wrong with the operation when the bank transfer is returned. The name of the bank is wrong, or the bank has not selected the line, or the name and card number have been entered incorrectly, and there are blanks left out, otherwise it will be successful.

Question 9: What will happen to the inter-bank transfer of industrial and commercial bank cards? First of all, the payee's account name does not match, so the system cannot automatically enter the account, and the receiving bank will return the money to the remittance bank; Secondly, the remittance place is wrong, that is, the city of the remittance bank is wrong. Because the area code is different, the system cannot enter the account, and the bank returns it to the original reimbursement bank; Finally, the remittance bank made an error. It was originally remitted to ICBC, but it was remitted to ABC, which will naturally return the money. The last thing to note is that as long as the city where you remit money is correct, that is, the area code is the same and the account name is correct, ICBC's system will automatically record the money without manual intervention.

Question 10: why did ICBC transfer money to BOC? The reason for the return of general funds is that the information is incorrectly filled in.

1. Conditions for successful inter-bank transfer of online banking:

User name and account number must be the same, and the name of the other bank must be correct.

Otherwise, the remittance failed.

2. What will happen if the remittance fails?

The bank will refund the foreign exchange, and it will take a week after the time, and the handling fee will not be refunded.

If the refund is not returned, please contact the bank customer service.

Why is the corporate online banking of China Bank returned by the bank when transferring money to a private account?

You can inquire through the function of "Transfer and Remittance-Online Banking Operation Record Query" of Bank of China Enterprise Online Banking. Operating Steps: You can query by remittance type, transaction status, payer account, payee account number, date type, initial entrustment date, amount range, payer name, payee name, customer application number, customer business number, batch number and channel identification. The "Query Results" interface appears, and the transactions in the status of "Bank Returned" are found. Please click on the specific number of "Customer Application Number" on the far left to enter the transaction details page, and the "Handling Description" item in the transaction information on this page will generally indicate the reason for refund.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

Why is the transfer always returned?

1. The trading system determines that there is risk: if you transfer money to a stranger and the amount is huge, the trading system will determine that you are at risk in this transaction and may be cheated, so you will be rejected when making a transaction. Generally speaking, transfer money to people you don't know, or chat with new friends many times with sensitive words, and the other party's account is judged as a risk account by the multi-person complaint system. It is more common to transfer money and remit money during the chat.

Second, the bank card limit: everyone's bank card limit is different. If you transfer money to someone else and exceed this limit, the bank will refuse your transfer under abnormal circumstances. If you encounter this problem, you can choose to change your bank card for payment.

3. Transactions caused by bank card expiration or loss reporting are: Generally speaking, when a bank card expires, it can be replaced at the outlet with a valid ID card within three months, or the ID card can be updated in time through e-banking to resume normal transactions. Otherwise, both payment and transfer will be restricted by the bank, and expired information will lead to restrictions. Also, in the process of losing the bank card, go to the bank to report the loss. If it is found that the bank card does not report the loss, the funds will be frozen and normal transactions will not be possible.

4. Bad records: If the bank card you are using has bad records and many bad records, and is judged as a dishonest user by the bank, you will not be able to conduct transactions. In this case, you can only change your bank card or make other information records at the bank.

5. Other abnormal behaviors: There are some other abnormal behaviors, such as your network problems. Sometimes network delay will cause your account to be abnormal and will be judged as abnormal. Or you deal with the same person many times in the same period of time, but the other person's iPad address keeps changing. In short, if you are rejected when transferring money or doing other normal things, you can call the relevant bank. Help you find out the reason for rejection through customer service.

Many times the bank will not refuse. Only when you have the above behavior or are at risk with the transferor will the security protection mechanism be triggered, and then the bank will refuse. If one day you trigger this mechanism when you transfer money with someone else, don't listen to what others say, just stare and see if the other person really has a problem. If it is determined that it is your own problem that leads to the rejection, take your own relevant documents to the bank for related operations.

Why do I always return money to my card?

The reasons for the refund of bank card transfer may be:

1. Abnormal opposite account: when a user transfers money to the opposite account with a bank card, if the opposite account is abnormal, the transfer cannot be successful.

2. Insufficient account balance: when the balance in the bank card used by the user for transfer is lower than the amount to be transferred, the transfer operation fails and the transfer is refunded.

3. Busy system or network failure: If the bank processing system is busy or network failure, users may be refunded for transferring money through online banking.

The following information is expected to help you:

Time of bank transfer to account

There are differences in the arrival time of bank transfers, especially inter-bank transfers. Take four major behaviors as examples: Bank of China: the intra-bank transfer will arrive in real time before 9: 00- 17: 00, and there are two modes for inter-bank transfer. If you choose super online banking, you can receive the account below 50,000 yuan in real time. Under the normal mode, cross-bank transfers are made on Friday night, from Monday at the earliest to Wednesday at the latest. If the inter-bank transfer is made during the day 15:00 from Monday to Friday, it will basically arrive on the same day. Of course, the arrival time of different banks may be different.

China Industrial and Commercial Bank: ICBC's intra-bank transfer is also real-time, while inter-bank transfer has three transfer methods: real-time transfer, ordinary transfer and next-day transfer. Real-time arrival is also controlled within 50 thousand yuan, ordinary arrival within two hours, and the arrival time varies slightly according to different banks. As for the arrival of the account the next day, it is delayed to transfer to the other bank the next day. CCB: CCB card will be transferred to CCB card for immediate receipt. If it is inter-bank transfer, there are two ways: real-time transfer and ordinary transfer. It may take one to three working days for a general account to arrive.

Agricultural Bank of China: First of all, the bank still receives the account in real time. If the inter-bank supports real-time payment within 50,000 yuan, accounts exceeding 50,000 yuan can also be received within working days 1 hour, and non-working days need to be handled on working days. Note: When using online transfer, if your personal information is leaked, it will have serious consequences. For example, personal users, work units and other information. If used by criminals, the old card will be frozen in the form of loss reporting. Then, by issuing a bank card in Qvanxian Zhang, all the users' funds will be stolen. When using online bank transfer, we must ensure the safety of the use environment in order to reduce the risk of online bank transfer.