What does the Bank of Communications credit card mean by "worry-free", with a monthly deduction of 12? Many people on the Internet say that a quarter is 12. I'm thinking, how to solve it

If you feel that the charge is too high, please contact the customer service of Bank of Communications as soon as possible.

Worry-free card business is the consumption reminder business of Bank of Communications' credit card. The service fee is 4 yuan/household/month, and every household is deducted uniformly every three months 12 yuan. The deduction shall be made on the second day of the service order date and recorded in the current credit card statement. The customer should repay normally within the repayment period shown in the bill.

The "Card Worry-Free" service provides instant SMS reminder for each transaction and 96-hour card loss protection. Instant SMS reminder will inform the cardholder of every transaction (including consumption, cash withdrawal and repayment) generated by the credit card through SMS, so as to minimize or avoid the possibility of incorrect or stolen credit card swiping; The 96-hour card loss guarantee can compensate the cardholder for the economic loss caused by the theft of the credit card under specified circumstances. It is a value-added service provided by Bank of Communications for contracted customers, including SMS reminder of cash withdrawal transaction, SMS reminder of repayment entry and SMS reminder of transaction failure. And 72-hour card loss protection during the service period. The amount of protection is as high as 65,438+000,000 yuan/household/year, of which the total amount of protection for online transaction theft is 65,438+000,000 yuan/household/year, and each compensation amount does not exceed 20,000 yuan.

The "worry-free card" function of Bank of Communications credit card;

1, Worry-Free Card is a value-added service provided by Bank of Communications for credit card customers with transaction SMS reminder as the core; Worry-free cards will provide SMS reminders for consumption, cash withdrawal and repayment.

2. On this basis, 72-hour card loss protection is added, which mainly includes theft caused by merchant transaction terminals (POS) or designated online transactions, excluding cash withdrawal, transfer and telephone transactions.

3. Worry-free card provides "online transaction burglary insurance". As long as it is an online entity shopping transaction that meets the prescribed conditions, each card can enjoy a maximum anti-theft protection of 5,000 yuan per insurance year. It can not only help customers grasp the use of the card in time, but also reduce the loss of funds when the card is stolen, so that customers can feel at ease.