How to cancel the SMS fee of bank card?

The bank information fee can be cancelled by the following suggestions:

1, go to the bank counter or the automatic inquiry machine.

2. Manual phone call cancellation

3. Online banking

4. Edit the message you want to cancel

Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.

From August 1 2007, the annual management fee for bank cards was cancelled, and some basic financial service charges of commercial banks were suspended. 20 19 on April 22nd, China unionpay released the report on the development of bank card industry in China (20 19). On August 15, 2020, Baidu Company, baixin bank and China UnionPay launched the first digital bank card in China-Baidu Flash Payment Card. On August 3rd, Kloc-0, China UnionPay released its first digital bank card "UnionPay Unbounded Card".

2065438+February 2, 2009 65438+Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards in 2009 were adopted by the Judicial Committee of the Supreme People's Court at its1785th meeting, and came into effect on May 25, 2002/kloc-0. Obviously, the user's bank card has been stolen to prove that he has no responsibility and can claim compensation from the bank.

reduction of interest

20 12 the State Council agreed to the "draft regulations on the administration of credit information industry", which will be fully implemented on February 25th, 20 13, and the overall fee for credit card swiping will be reduced by 23% to 24%.

20 13 the people's bank of China recently issued the measures for the administration of bank card acquiring business, hereinafter referred to as the measures. The Measures clarify the connotation of bank card acquiring business and the scope of application of the Measures, comprehensively standardize the risk management of acquiring institutions in terms of qualification examination, business inspection, transaction monitoring, information security and fund settlement, and put forward strict regulatory requirements.

Change card core

The core of the bank card is changed because the track information of the traditional magnetic stripe card is easy to be copied, which has security risks. In contrast, the chip card has key encryption technology, and the encrypted information is generated randomly. Wang Yu, a senior risk expert of China UnionPay, said that at present, there is no actual case of fake card fraud caused by copying chip bank cards in the world.

Before 20 14, 10 and 3 1, all card-issuing banks and acquiring institutions will close the function of using the magnetic stripe card in the chip magnetic stripe composite card in domestic POS channels and only use the chip for transactions; From 20 15, banks stopped issuing magnetic stripe cards and only issued chip cards.