Can Alipay apply for relief by overdue penalty interest?

Alipay can apply for exemption from overdue penalty interest. The specific application methods and conditions can be different according to individual circumstances. Under normal circumstances, you need to provide relevant materials, such as explanation of overdue reasons and proof of repayment willingness, and apply to Alipay customer service. Alipay customer service will review according to personal circumstances and decide whether to reduce the penalty interest.

In addition, the personal credit status will also affect the result of the reduction. Therefore, it is very important to know your own credit information and personal credit status. You can find your own credit data, including personal credit status, network black index score, blacklist, online loan application record, application platform type, overdue, overdue amount, credit card and online loan credit estimated amount, etc.

The above is some information about Alipay's application for deducting overdue penalty interest. The specific operation and results still need to be determined according to the personal situation and the audit decision of Alipay customer service.