How to query personal overdue records How to query personal overdue records

1, offline view: this needs to be viewed at the local personal credit information center. You can search for the location of the local credit information center in advance, and then check it with the original ID card;

2. Online inquiry: You can inquire in official website, the credit information center of the central bank. You need to register your account in advance, and then enter relevant information according to the reminder, such as ID card, name, mobile phone number, etc. , and choose one of bank card authentication, digital certificate authentication and problem authentication. After passing the verification, you will get a short message verification code, and then log in to official website, the credit center, and enter the verification code to get a personal credit report.

The above is how to query the relevant contents of personal overdue records.

What's the bad influence of bank loans overdue?

1, resulting in late payment fee: usually, when the loan cannot be repaid on the interest payment date, the bank will temporarily include a reminder to remind the borrower to repay the loan by phone within 7 days. If it is filled within 7 days, the bank will not deduct the late payment fee;

2. Pull it into the credit blacklist and count it into the bad personal credit file;

3. Affect future loans and credit cards;

4. Can't enjoy preferential loans;

5, no flying, high-speed rail, driving, children can not go to private schools.

This paper is mainly about how to query the relevant knowledge points in personal overdue records, and the content is for reference only.