The other party took full responsibility for hitting my car. Should I call the other insurance company to confirm the damage before repairing the car? What will happen if you don't inform the other pa

The other party took full responsibility for hitting my car. Should I call the other insurance company to confirm the damage before repairing the car? What will happen if you don't inform the other party of the insurance loss? The other party took full responsibility for hitting my car. Before repairing the car, it is necessary to call the other insurance company to confirm the damage.

If the other party is not informed of the insurance loss, it is necessary to call the police in time, and the traffic police will be responsible for the division of labor. If this responsibility is recognized as the full responsibility of the other party, the other party needs to bear 100% compensation. If the other party is fully responsible for the traffic accident, it shall be fully liable for compensation. The insurance company will pay in advance within the limit, and the insufficient part will be borne by the actor.

What is the other party's full responsibility maintenance process?

1. Report the case

After a traffic accident, the first thing is to report it in time. Generally speaking, insurance companies need the insured to report the case within 48 hours. If there are casualties, call 120 immediately to save people.

survey

After reporting the case, the insurance company will send someone to the scene to check whether it is within the scope of insurance liability. Therefore, the owner must protect the scene of the accident before the insurance company personnel arrive. If there is a traffic jam in the morning, you can negotiate with the traffic police to understand the vehicle situation while waiting for treatment.

3. Fixed loss

Usually, if the vehicle is not seriously damaged, the surveyor of the insurance company can directly determine the damage on the spot, and the customer can also directly drive the vehicle to the maintenance workshop. However, if the vehicle is seriously damaged, it is necessary to go to the damage center to determine the damage.

4. Submit claim data

After completing the above three steps, all you need to do is submit the claim information. The insurance contract stipulates that the insured shall submit the necessary accident certificate to the insurance company within 10 days after the traffic control department of the public security handles the auto insurance accident. When these steps are completed, the owner can safely wait for the insurance company's claim notice.

5. Auto repair

After completing the above steps, the insurance company will also send someone to assess the damage, and the owner can tow the car to the repair shop for maintenance.

6. Insurance claim

The claim should be settled after the vehicle is repaired. The materials provided by Party B include: accident liability confirmation (issued by traffic police), loss report form of insurance company, driver's license (certificate B and certificate A need medical certificate), driver's license (pay attention to whether the inspection time is within the validity period), and a copy of traffic insurance (the responsible party will not compensate the fully responsible party 100 yuan).