How much is the interest on Ping An credit loan?

1. How much is the interest of Ping An Credit Loan?

At present, the interest rate of credit loans is generally 0.8-2.88% per month, depending on the borrower's qualification and the loan institution chosen.

For example, if the borrower has good qualifications and chooses a bank to bid, the interest rate of the credit loan is generally around 1 1% per year. If the company is selected, the interest rate of the loan is 2.2-3.5% per month. Of course, if the borrower is well qualified, has no bad credit record and has property such as real estate and stocks, he can enjoy more favorable credit loan interest rate.

In addition, the amount of credit loan interest can be calculated according to the loan amount, interest rate, term and repayment method. As far as repayment methods are concerned, matching principal and interest and average capital are two common repayment methods.

Their respective calculation methods are: average capital interest = (loan principal-accumulated principal repayment amount) monthly interest rate repayment months; The interest of equal principal and interest can be calculated by subtracting the monthly principal from the monthly payment.

2. What is the credit loan interest rate of Ping An Bank?

The benchmark interest rate of central bank loans is as follows: 1. Short-term loan interest rate: generally within one year, the annual interest rate is 4.35%. 2. Long-term loan interest rate: the annual interest rate is 4.75% for one to five years, and 4.90% for more than five years.

3. How much is the interest of Ping An Credit Loan?

Customers are advised to choose formal banking channels to apply for loans, such as ABC's "Netjet Loan".

Netjet loan refers to a small consumer loan issued by Agricultural Bank of China to customers who meet special requirements. Customers can apply for it by themselves, receive it quickly and use the letter by themselves.

Online loans are subject to self-service application, automatic approval, online signing of credit contracts and self-service:

(1) The borrower logs into the online channel (personal online fast loan) application interface designated by Agricultural Bank of China.

("Product information, basic loan conditions, handling process.

(3) Fill in basic information, proposed mailing address, etc.

(4) The system verifies the mobile phone.

(E) Online signing of "personal credit business"

(six) to confirm the loan information, the amount and purpose of the loan application.

(7) After the applicant reads and signs the Personal Self-help Micro-credit Consumer Loan online,

The maximum loan amount is 300,000 yuan and the minimum is 3,000 yuan; The specific amount of the customer will be approved according to the customer's business situation in ABC.

4. Ping An Bank 1 10000 yuan of provident fund. Is it expensive to pay 545 yuan per month for the interest of 24 periods?

1 In terms of interest and installment,110000 The monthly interest of 545 yuan for the 24 th installment is not expensive.

According to the information provided by official website of Ping An Bank, the monthly interest rate of reserve fund is 0.47%! (Missing) And the handling fee for the 24th installment is 1.2%! (Missing) So the monthly interest plus handling fee is about 0.67%! .

(Missing) 1 10000 yuan, the monthly interest and handling fee is about 733 yuan, but only 545 yuan is actually needed, which shows that the interest rate of Ping An Bank is relatively low and the price is not expensive.

Of course, from the personal economic situation and the purpose of borrowing, whether it is worthwhile to choose this staging method needs comprehensive evaluation.