Why do college students start businesses?

Students have an entrepreneurial policy, so why not start a business? The following is the latest entrepreneurship policy for college students in 2022, for reference only!

I. Preferential tax policies

1. College graduates who hold employment and entrepreneurship certificates issued by the people's social department and start individual businesses within the graduation year can actually deduct the value-added tax, urban maintenance and construction tax, education surcharge, etc. According to the regulations, it should be paid in turn within three years of that year, and the annual limit of each household is 12000 yuan (which can be increased by 20%, specifically determined by the people's governments of all provinces, autonomous regions and Zhili City according to local actual conditions).

2. College graduates who set up small and micro enterprises can enjoy the inclusive tax and fee policy for small and micro enterprises according to regulations; If individual industrial and commercial households are established, individual income tax will be levied at half of the annual taxable income not exceeding 6,543,800 yuan according to the current preferential policies.

Second, secured loans and discount policies.

3. Business guarantee loan and discount support: You can apply for business guarantee loan in the business place, with a maximum loan amount of 200,000. For qualified individuals to start a business in partnership, the loan amount may be appropriately increased according to the number of partnership entrepreneurs, and the maximum loan amount shall not exceed 10% of the total amount. Exempt college graduates and entrepreneurs who have obtained loans of 654.38+10,000 yuan or less above the municipal level from counter-guarantee requirements; For micro-enterprises founded by qualified college graduates, the maximum loan amount will be raised to 3 million yuan, and the finance will give discount according to regulations.

4. Application procedures for business start-up guarantee loans: Individuals and small and micro enterprises applying for discount support for business start-up guarantee loans should apply to the local human resources and social security department for qualification examination. Individuals and small and micro enterprises that have passed the qualification examination shall submit guarantee and loan applications to the local venture guarantee fund operation and management institutions and handling banks. In line with the relevant guarantee and loan conditions, sign a business guarantee loan contract with the handling bank.

Third, financial support policies.

1. Exemption from relevant administrative fees: For ordinary college graduates who engage in self-employment within 2 years after graduation, management fees, registration licenses and other relevant administrative fees will be exempted within 3 years.

2. Job-seeking and entrepreneurship subsidies: one-time job-seeking and entrepreneurship subsidies are given to low-income families, poor families with disabilities, poor families who are willing to set up a card and college graduates with special difficulties, and college graduates who are disabled and receive state aid funds in the graduation year.

3. One-time entrepreneurship subsidy: For college graduates who start small and micro enterprises for the first time or engage in self-employment, if the established enterprises or individual industrial and commercial households have been operating normally for more than 1 year since the date of industrial and commercial registration, a one-time entrepreneurship subsidy will be given on a pilot basis.

4. Enjoy training subsidies: if college students participate in entrepreneurship training within the graduation year, they will be given training subsidies according to regulations.

Four. Industrial and commercial registration policy

1. Simplify registration procedures: to start a business, you only need to fill in a form and submit a set of materials to a window, and the registration department will directly issue a business license with a unified social credit code, that is, "multiple certificates are integrated".

Verb (abbreviation of verb) household registration policy

2. Cancel the restrictions on settlement: College graduates can go through the formalities of settlement in the entrepreneurial place (implementing the relevant regulations of the municipality directly under the Central Government).

Intransitive Verb Entrepreneurship Service Policy

1. Free entrepreneurship service: You can get free entrepreneurship guidance services provided by public employment and talent service institutions.

2. Technical innovation services: laboratories, scientific research instruments and facilities in various regions, universities and laboratories can be open to college students, providing low-cost and high-quality professional ophthalmology services.

3. Entrepreneurship on-site service: Encourage all kinds of incubators to open a certain percentage of free incubation space for college students' innovation and entrepreneurship teams. Incubators and other entrepreneurial carriers invested by the government should choose about 30% of the venues and provide them to college graduates for free. Conditional places can give rent subsidies to college graduates to start businesses in incubators.

4. Entrepreneurship security policy: increase support for college students who fail to start businesses, and provide employment services, employment assistance and social assistance according to regulations. When starting a business after graduation, college students can pay "five insurances and one gold" as required.

Seven, student status management policy

1. Convert credits: Colleges and universities should reasonably set up innovation and entrepreneurship credits, establish an accumulation and conversion system for innovation and entrepreneurship credits, and explore how to convert students' self-employment into credits.

2. Flexible academic system: schools can establish and implement flexible learning system according to the situation, which can relax students' study years, retain their school status, drop out of school and innovate and start businesses.