The legal affairs informed the message that it was true or false.

1. The text messages of legal announcements are generally true. The parties can check and verify with their own loan information and the information notified by the other party. You can directly call or inquire about your arrears information online, or you can directly go to banks and other financial institutions for consultation and verification. 2, credit card fraud, the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and impose a fine of not less than twenty thousand yuan but not more than two hundred thousand yuan.