Is the credit guarantee service of Bank of Communications tying insurance?

What does transportation credit card 9 yuan guarantee service mean?

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Traffic credit card guarantee service in 9 yuan is equivalent to buying insurance for credit cards.

Bank of Communications credit card credit guarantee services include:

1. Bank of Communications sends a monthly credit card bill balance reminder by SMS one day after the monthly credit card bill date, and sends a repayment reminder by SMS to the cardholder three days before the due repayment date and the due repayment date, ***3 times;

2. Automatically extend the two-day interest-free repayment period, that is, the cardholder repays according to the agreed repayment channel within two days after the due repayment date, which can avoid the late payment fee and interest caused by delayed repayment;

3. Insurance function: If the cardholder dies or is disabled due to an accident, Bank of Communications will pay compensation through insurance, cancel the cardholder's credit card account at 0: 00 on the day of the accident, and pay the cardholder 2,000 yuan solatium.

Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user orientation is "a group of people who have ideals and pursuits for life and career, know how to enjoy, are more willing to struggle, and sometimes have the needs of studying abroad, doing business, studying abroad or traveling abroad."