Is there a grace period for recruiting good loans?

Zhaolian Good Term Loan is a credit loan product under Zhaolian Finance, which is a licensed consumer financial institution jointly established by China Merchants Bank and China Unicom. There is a grace period for Zhaolian Good Loan Repayment, about three days.

However, during the grace period of repayment, Zhaolian Finance may also call customers or send text messages to remind them of repayment. In case the customer forgets to repay, it will not be paid after the grace period of repayment, which will cause overdue and affect personal credit.

1. Zhaolian Finance: it was jointly established by China Merchants Bank and China Unicom and obtained the consumer finance license of China Banking Regulatory Commission; Provide cash lending and installment consumption services. ? [ 1]? Zhaolian Consumer Finance Co., Ltd. (hereinafter referred to as "Zhaolian Finance") was established in March 2065438+2005. It is a licensed consumer finance company jointly funded by China Merchants Bank and China Unicom. Its registered address is in Qianhai, Shenzhen, with a registered capital of 1000 billion yuan. Zhaolian Finance adheres to the guiding ideology of "Do not forget your initiative mind benefits endlessly" and the development concept of "inclusive mission, innovation drive, core competence and ultimate experience". ? [6] It has two major consumer financial product systems, namely "good loan" and "credit payment", and provides users with all-inclusive consumer credit services with unsecured and low interest rates. Zhaolian Finance has comprehensively covered shopping, tourism, education, decoration and many other consumer scenes, serving tens of millions of customers and covering a vast area of the country.

Second, good-term loans: Zhaolian Financial's Internet credit loan products can be applied in Zhaolian Financial APP, WeChat official account and online channels of various partners; Support 7*24 hours of borrowing at any time, real-time arrival, and support lending to mainstream bank cards; The maximum amount is 200,000 yuan, and the longest loan period is 36 months. Zhaolian Finance has created many personalized categories under the "good term loan" product system, such as "white-collar loan" products with more favorable pricing for high-quality white-collar workers and "large-sum loan" products with a one-time high amount to meet the temporary capital turnover needs of high-quality customers. Credit payment: Zhaolian Financial's Internet consumption installment products provide users with fast, safe and convenient payment methods for Internet credit consumption; Online application, instant approval, up to 40 days interest-free and up to 24 installments can be realized. At present, "credit payment" is mainly used in the staged shopping malls owned by Zhaolian Finance and many consumption scenes such as education, medical beauty, tourism and decoration. At the same time, in order to improve the convenience of customer payment, "credit payment" has opened up important payment channels such as UnionPay flash payment, Alipay and WeChat payment with the help of bank second-class accounts, and can enjoy interest-free transactions every month. Transactions exceeding the monthly interest-free amount can be automatically phased. ? [

Three, the purpose of the grace period is to provide some protection for the insured who has no intention of defaulting on the insurance premium, and also to provide a relatively abundant financing time for the insured who has financial difficulties. In the past, the so-called grace period generally refers to the period from the date when the store bill is credited to the cardholder's account to the time when the bank receives the cardholder's account, without interest. Different card-issuing banks have different regulations. The longer the grace period, the better for consumers. When considering the grace period, you should also understand the regulations of the issuing bank on the start date and settlement date.