Excuse me. Do you owe me money? Can I use Alipay receipt code in the store?

You can use it. The Notice explains the management of payment bar codes. For payment barcodes generated by payees such as individuals or special merchants, which are used by payers to read and initiate payment instructions, it is necessary to effectively distinguish the scenes and uses of payment barcodes used by individuals and special merchants to prevent payment barcodes from being rented, lent, sold or used for illegal activities.

For individuals with obvious characteristics of business activities, bar code payment and collection service institutions shall not provide business-related collection services through personal collection bar codes.

The loan amount is provided according to the records you have accumulated on the platform, because all your behaviors on the platform are dynamic, and the corresponding amount is also dynamic.

When your behavior is good for a period of time and meets the withdrawal policy, you may increase the corresponding amount, otherwise you may reduce the amount or even limit the right to use the service.

SMS dunning notice:

If you miss the repayment date, Alipay will send a message via SMS and APP to remind customers to repay.

If someone wants to pay the debt at this time, Alipay will directly deduct it from the customer's account balance. Of course, this is on the premise that there is still a balance in the customer's account, and this way also blocks some thoughts of taking the opportunity to occupy urine.