What does it generally mean for an insurance company to send an unsubscribe message of 65438 yuan +00000 yuan?

Refund insurance is an account cancellation policy. After the insurance contract is signed, both parties can terminate the contract according to the agreement or the laws and regulations of China. In most non-human life insurance timely policy document formats, there are generally provisions on account cancellation policy, which indicates that the standard for either party to cancel the account before the expiration of the time limit is established to safeguard their respective rights and interests from unscientific damage caused by the termination of the insurance contract. Generally speaking, either party must give a notice to the other party within a certain period before the account is cancelled, and the insurance contract will be invalid after the end of this period. After the cancellation of the insurance policy, the corresponding insurance premium shall be refunded.

If you want to surrender, you should not only give the basic information of the auto insurance company, product name, insurance contract number and other commodities, but also explain in detail the whole process of insurance promotion by salesmen, so as to be truly reproduced. Even the insurance refund agency will immediately send a report to the customer on the reasons for surrender. If you want to surrender, you can compare the following reasons for surrender. If there is, you can return it; If not, you can't retire. When the insurance surrender customer uses the customer to buy commercial insurance, the insurance company or insurance salesman violates some regulations and disciplines in the steps, so he reports to the auto insurance company or the regulatory agency, and finally achieves the goal of full surrender.

If the objective fact is used to report to the regulatory body, the auto insurance company shall obtain administrative license according to the requirements of laws and regulations or the management rules of the CBRC. Sometimes, in order to better prevent administrative licensing or manipulation of the total number of reasonable reports, auto insurance companies have to deal with civil litigation issues, namely? Return the insurance? Make concessions on difficult problems. In addition, some insurance refund agencies must use a 20% referral fee to help customers return insurance. They will continue to ask commercial insurance customers to send copies of identity documents and original insurance policies. And blindly following the trend to send such private information to insurance refund institutions will also encounter the risk of data leakage.

Regulators remind customers that commercial insurance customers should protect their rights from consumers on regular platforms. If customers have questions about insurance policies, service items or insurance refund requirements, they can immediately look for solutions according to the website of commercial insurance companies, call the manual customer service number and visit the customer service center in person. You can also consult the local insurance research association, commercial insurance mediation and dispute resolution technology professional association and apply for consultation for free; If the auto insurance company is suspected of violating the relevant laws and regulations on insurance supervision, it can report it to the control agency by letter, visit or telephone.