What are the advantages and disadvantages of Fosun United Select No. 5 Honor Edition critical illness insurance? How to buy online?

Fosun United Select No. 5 Honor Edition critical illness insurance is very popular online. I heard that it is very cost-effective. Many friends are also asking about Fosun United Select No. 5 Honor. Is critical illness insurance really that cost-effective? Is it really worth buying?

Today I want to take a look at Fosun United Select No. 5 Honor Edition critical illness insurance with everyone to see if it is really so good? Click the link below to learn about the true nature of Fosun United's "Preferred No. 5 Honor Edition" critical illness insurance:

"Fosun United's "Preferred No. 5 Honor Edition" critical illness insurance is worth looking forward to? Let’s talk after reading this! 》

1. What are the advantages and disadvantages of Fosun United Select No. 5 Honor Edition critical illness insurance?

Let’s not talk about anything else, just observe the picture directly:

1. The guarantee period is flexible and optional

From the analysis of the terms, the No. 5 Honor Edition critical illness is preferred The insurance provides two protection periods, namely protection until the age of 70 and lifetime protection. To put it bluntly, we can make our own decision on whether it is a period of protection or a lifetime protection. Unlike those products that only provide periodic or lifetime coverage, you can flexibly insure this product.

However, before buying, I would like to remind everyone that even if the length of time the insured is protected is different, there will definitely be different premiums!

The premium for coverage until the age of 70 is relatively cheaper, because the insured is only covered for a specific period of time, and the coverage will stop when the time is up. Lifelong critical illness insurance with death protection is different. Although its premium is not cheap, it can cover until the death of the insured. No matter whether the insured suffers from a critical illness or not, we can still get compensation, so that our life can be guaranteed. All are protected.

Therefore, its stability is higher. Moreover, as we get older and older, the probability of getting sick will be higher. We cannot predict at which stage we will get sick. , so it’s better to ensure lifelong peace of mind.

2. Rich payment period choices

The No. 5 Honor Edition critical illness insurance has 6 payment periods, such as single payment, 5 years, 10 years, and 15 years It covers annual, 20-year and 30-year payment periods. It can be seen that this product covers both short-term and long-term payment periods, and can meet the payment habits of many people!

If you don’t have a large budget, it is not cost-effective to choose a payment method of 30 years!

Because if you choose to pay for 30 years, first of all, the premiums you need to pay every year will not cause a big burden on you. The most important thing is that the critical illness insurance currently on the market (such as today The premium No. 5 Honor Edition critical illness insurance under review includes a premium exemption function. If you suffer from an illness stipulated in the contract for the first time during the payment period, subsequent premiums can be waived, and the protection is still valid.

However, everyone’s financial situation is different, and the choice of payment period will also be different. The senior sister has also specially prepared an article for everyone. Interested friends can take a look:

《How to choose the payment period so as not to lose money? 》

2. Senior Sister’s Suggestions

Generally speaking, the coverage content of the No. 5 Honor Edition critical illness insurance is very cost-effective. Not only is the coverage period flexible and optional, but it also has There are many payment periods to choose from, and the policy holder can choose the appropriate option according to his own financial situation.

More importantly, the No. 5 Honor Edition critical illness insurance provides adequate protection for mild, moderate and severe illness, which can provide the insured with more comprehensive protection and ensure the life safety of the insured. Good protection is a product worthy of everyone’s insurance.

After some evaluation by the senior sister, it can be seen that the No. 5 Honor Edition critical illness insurance product is still worth buying. Of course, there are other cost-effective products on the market. The senior sister also compiled a list:

"A comprehensive inventory of the top ten popular critical illness insurances worth buying!" 》

Written at the end

I am a top scholar who talks about insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not been resolved yet For your questions, you can also consult me ??on the official account Xueba Talk Insurance;

I will give you the most professional advice based on my years of experience in configuring insurance for 10W+ families.

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