The credit card is overdue and there is no money to repay it in full. I received this short message today, which was sent by a personal contact. I wonder if it's true.

If the credit card installment fails, the impact will be more serious. If the third installment is not paid back, it is recommended to pay back the money on time in the future, otherwise it will be blacklisted by the bank and will be prosecuted by the bank in serious cases.

The influence of credit card not paying back the money;

It will have an impact on applying for a credit card in the future

It has an impact on the interest of repaying loans in the future;

It will affect the normal use of credit cards and may be frozen and deactivated;

If it is overdue, it will be blacklisted by the bank and become a black account, and you can't apply for a loan directly in the future;

It has an impact on the loan amount for buying a house and buying a car in the future;

If you don't pay back the money you owe, you are likely to be sued by the bank.

Personal advice, it is best to pay back the money you owe.