The bank will notify you by SMS if the mortgage is overdue. What is the content? Specific point

Dear Mr./Ms. xxx, your xxx credit card has expired. Some banks will write down the time, while others will not. Please pay back as soon as possible. Please consult xxxx (Bank Customer Service) for details, but generally speaking, most overdue credit cards are mainly typed.

In case of overdue payment, there are not only 5% overdue fine (minimum 10 yuan), but also full penalty interest (5/10000 per day, interest will start to accrue on the day of consumption, and interest will be recovered monthly until the principal and interest are paid off), and a bad credit record will be generated in the Credit Information Center of the People's Bank of China, which will affect the application for credit cards and bank loans within two years. If the payment is overdue for more than three months or the bank makes more than two reminders, the bank will freeze the deposit and list you as a prohibited customer (blacklist). At the same time, you may be sued for fraudulent loans, and the court will enforce it.

Article 196 of the Criminal Law stipulates that those who engage in loan fraud activities with a relatively large amount shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property.